Page 22 - Boca ViewPointe - May '24

Page 22, Viewpointe May 2024

Clowns On Call from page 21

at the YMCA last week and Twinkle Toes and I did another
2 sessions yesterday with the same age group. I just have to
share this with all of you who follow our clown activities. Our
reading subject matter was “Selfishness verses Kindness.”
These adorable children were mostly 5 year olds and
they were so attentive and fascinated with everything
we did, it was amazing! In all my years of clowning for
kids, I don’t think I’ve ever experienced a feeling of
so much joy and happiness after the two classes ended.
Both Twinkle Toes and I were so elated and fulfilled
that we couldn’t stop talking about the experience for 2
hours. This experience certainly illustrates the personal
benefits of our clowning! In addition, one of the best
accomplishments of our visits is that not one of the 70
children showed any fear of us as clowns!
Well that’s it for today! Don’t forget we are always
looking for teens or adults or seniors who would like to
learn clowning! Come join us and be part of a wonderful
group of happy, giving people! Thanks for reading!  A busy afternoon at the YMCA youth health fair Twinkle Toes and Florabelle at the YMCA

If You Now Have Equity In Your

Home, Consider Doing A Trust

By Martin Zevin, Attorney Remember also that the Trust is called a “Revocable Living
In 2012, I wrote an article Trust.” This means that, as long as you are alive, the Trust
recommending against doing a remains with you. You can always sell your home and buy
Revocable Living Trust if you a new home as Trustee of your Trust. You do not need to
were “underwater” with your change the Trust unless you want to change the beneficiaries
mortgage. I wrote that article for the new property. You can also buy additional properties,
before the housing market in in Florida or out of state, as Trustee of your Trust.
South Florida began to recover.
Therefore, if you now have equity in your home, you should
The last five years have seen seriously consider creating a Trust. Transferring your home
significant increases in property to the Trust will not change your homestead or your real
values. This has resulted in many homeowners now having estate taxes.
positive equity. In the third quarter of 2015, 322,701
homeowners in Palm Beach, Broward and Dade counties In addition, regardless of the equity in your home, it is
owed at least 1/4 more than the market value. However, extremely important to have current advance care directives
according to a recent article in the Sun Sentinel, most to protect you if you are incapacitated. These include the
homeowners now have equity in their home. Durable Power of Attorney (which must specifically include
the address of your property) as well as the Designation of
In the article I wrote in 2012, I advised clients to live long Health Care Surrogate and Living Will. New Florida laws
enough to see their properties increase in value to exceed could mean that your current documents need to be revised.
the amount of the mortgage; at that time, they could come
back to me to discuss a Revocable Living Trust. That time Please feel free to call me for a free personal or phone
is now here. consultation regarding any issues pertaining to Wills,
Trusts, Deeds, Probate, Power of Attorney or Health Care
Without equity in your home, it does not make sense to pay Surrogate. I am also available for free consultation regarding
an attorney the fee and costs involved in creating a Trust, personal injury claims or car insurance coverage. Call me
since you would be burdening your heirs with a property at (954) 569-4878. My address is 3275 W. Hillsboro Blvd.,
that has a negative equity. However, once that equity turns Suite 204, Deerfield Beach, Florida 33442. My website
positive, you are doing your heirs a favor by eliminating is www.martinzevinpa.com and my e-mail address is
the time and money involved in going through probate. martinzevin@netzero.com.

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