Page 26 - Boca ViewPointe - February '25
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Page 26, Viewpointe                                                 February 2025
      Book Review


                                                           If you care about using                         • Irony vs. Sarcasm. Irony is when you say one thing but
      Dictionary Of Fine                                the correct words in your                          mean another. (Lounging on the beach: “It’s a tough life.”) So
                                                                                                           is sarcasm, only what you mean is insulting. (After someone
                                                        own conversations or in your
      Distinctions: Nuances, Niceties,                  writings this is a must-have                       trips: “Smooth move.”)
      And Subtle Shades Of Meaning                      reference book. If that is not                     • Pronunciation vs. Enunciation. To pronounce a word is to
                                                                                                           say it correctly. To enunciate a word is to say it clearly.
                                                        a problem you care much
                                                        about, then it is a must-have                      • Hors d’oeuvres vs. Canape. Hors d’oeuvres are bite-size
      By Nils A. Shapiro.                               for the fun it will add to                         appetizers. Canapes are bite-size appetizers on bread, crackers
                                                        your life. Here are just a few                     or pastry.
         Nils  began  his  career                       examples of words you may                          • Schlemiel vs. Schlimazel. Shlemiels are bumbling fools.
      as marketing director for a                       be using incorrectly. For lack                     Schlimazels have bad luck. Hence the Yiddish crack that when a
      major  book  publisher.  He                       of space here I offer only                         schlemiel spills their soup, it’s the shlimazel whose lap it falls on.
      has since edited the authors’                     the author’s brief opening                         • Assume vs. Presume. To assume is to suppose without proof.
      manuscripts’ for more than                        statement for each. He almost                      To presume is to do so with confidence or authority.
      20 published books, written                       always follows up with a                           • Gala vs. Ball. A Gala is a large, upscale social event. A Ball
      more than 200 book reviews,                       fuller explanation, but you will have to see the book for those.  is a large, upscale social event with dancing.
      served as publisher of several                    • Poisonous vs. Venomous. Poisonous is when you bite it      In any case, from now on I will have no more excuses for
      million-plus  circulation                         (as with a toadstool mushroom). Venomous is when it bites   using incorrect words in any of my columns. You have my
      national magazines, created                       you (as with a snake).                             permission to chastise me if I do. 
      the official yearbooks for teams in Major League Baseball, the
      National Football League, National Basketball Association
      and National Hockey League, and “retired” as president of   Make Sure Your Revocable Living
      a successful telecommunications company.
      the dictionary and Roget’s Thesaurus in my home office as a  Trust Is Not An Empty Box
         I had intended for this book to take its place alongside

      helpful reference. Instead, I have been carrying it around to
      share with friends as a source of not only important helpful   By Martin Zevin, Attorney             witnesses and notary.  The client will then complete a form with
      information but to spark a round of appreciative good humor      A Revocable Living Trust is         the institution which will result in the account being changed
      with the turn of almost every one of its 200 pages.  a very valuable estate planning                 from the individual name to the name of the Trust. Future
                                                                                                           statements will then show the client’s name and the word Trustee
                                                          tool.  If done properly, it can
         I believe you will be tempted to do the same once you   avoid probate, as well as  protect        or an abbreviation such as TTE.  At that point, you know that
      get your hands on this handy-sized, 5-1/4” by 7-1/4” hard-  you and your assets if you are           the account is in the name of the Trust.
      cover volume.                                       incapacitated.                                       If this administrative work is not done, and there are no
         My initial decision to purchase it is my need, as an       However, unlike a Last Will            beneficiaries listed for the particular account, then the account
      editor and writer, to always select the correct word when   and  Testament, it does not              will need to be probated in order for the Trust to get it. This is
                                                                                                           done via the “Pourover” Will that is typically executed at the
                                                          automatically apply to all of the
      more than one option may seem to be available … and the   assets that you own.  When a               same time as the Trust. This “Pourover” Will names the Trust
      purpose of The Dictionary of Fine Distinctions is to point   client comes in to discuss doing        as the beneficiary of any asset that is only in the name of the
      out the more than 100 examples of two words that most   a Revocable Living Trust, I analogize the Trust to a box that we  individual with no beneficiaries designated.  Of course, if you
      people mistakenly believe are interchangeable, but which   are building. Typically, the first thing that we put into the box is  already have beneficiaries designated on all accounts, it is not
      are not … and in each case to explain the differences. The   your home.  We prepare a Quit Claim Deed where we transfer  necessary to name the Trust.
                                                          your home from yourself individually to yourself as Trustee      If you already have a Revocable Living Trust and you want
      text by author Eli Burnstein is laced with such a wonderful   of your Trust.  Your homestead remains the same, your real  your Trust to cover all of your assets, you should contact your
      sense of humor that you hardly realize you are learning so   estate taxes remain the same, your ability to sell the property  brokers, banks, investment advisors, etc. to be sure that your
      much, and many of the explanations are illustrated with   or mortgage it remain the same; however, upon your death, the  Trust is either named as the beneficiary of the account or that you
      delightful cartoon illustrations.                   property avoids probate.  We also transfer non-homestead real  as the Trustee are the owner of that account. Also, be sure that
                                                          estate to the Trust.                             you own your home and any other real estate (including outside
                                                              We then provide an instruction letter that explains what the  of Florida) as Trustee of your Trust.  If you do not, you should
                                                          client needs to do to transfer other assets to the Trust, such as  see an attorney to do a Quit Claim Deed.  If you sell your home
                                                          brokerage accounts and bank accounts. You can also name  and buy a new one, be sure you buy it as Trustee of your Trust.
           Community Channel                              the Trust as a beneficiary for IRA accounts; however, there      Remember, your Trust is only an empty box until you put
                                                          are tax benefits to name an individual as beneficiary.  This  something into it.
              Have You Seen It?                           should be discussed with your accountant.  But it is generally          Please feel free to call me for a free personal or phone
                                                          up to the client (unless the attorney is hired specifically to do  consultation regarding any issues pertaining to Wills, Trusts and
                                                          this administrative work) to follow-up with the banks and the  Estates.  I am also available for a free consultation regarding
                                                          brokers to be sure that the proper  paperwork is completed  any issue pertaining to personal injury claims or car insurance
            The Boca Pointe Community information channel   to change the name of the account to the Trust.  Usually, the  coverage. Call me at 954-569-4878.  My address is 3275 W.
         is currently broadcast on Comcast channel 63 and   financial institution will require a copy of the first page of the  Hillsboro Blvd., Suite 204, Deerfield Beach, Florida 33442. My
                                                          Trust which indicates the name and the date that it was executed.  website is www.martinzevinpa.com and my e-mail address is

         soon will be transitioning to channel 1075. Please   The institution may also require copies of the last pages with the  martinzevin@netzero.com.
         check both channels on your TV to see which channel                                      Paid Advertisement
         hosts our community information. If you are unable
         to view either channel, please call our office (561)
         395-7551. Tune in for community updates, BPCA/
         committee meeting dates and current events. 






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