Page 4 - PGA Community News - January '25

January 2025
Page 4, PGA C.A.N.! 2 Spaces January 2025

Ask The Juris Doctor

By James A. Cioffi J.D., people assume it is a word with which they are familiar In Florida, the State Department of Revenue monitors
Attorney-At-Law and call them Quick Claim. The words, Quit Claim, are deeds that are recorded in the public records- so it is
derived from old French, “quiteclamer,” translated “to important to determine if the documentary stamp tax is
The Not So declare free.” due at the time a deed is recorded. Penalties and interest
There are different types of deeds in the transfer of
Quick Deeds real property. The most common in real estate sales is the will be assessed by the Department of Revenue if the
stamp tax is not paid at the appropriate time. I have seen
Warranty Deed in which the seller covenants that he/she/ letters prepared by the Department of Revenue 2 or 3 years
Dear Juris Doctor; it has the right to convey the property, defends the title after a deed is recorded questioning why no stamp tax was
My friend mentioned against all claims along with other guarantees. paid. A Florida real estate attorney can advise you which
she received ownership of a In a Quit Claim Deed the person transferring the circumstances require the payment of the stamp tax when
property from her father with a Quick deed. I have never interest in the real property is conveying his/her interest a deed is executed and recorded.
heard of it. What is it? but does not warrant or claim that the title is valid. The Sincerely, J.D.
Diana in Palm Beach Gardens transferor is basically saying “whatever interest I have, james@jcclaw.com
I am transferring but there is no guarantee that I have an
Dear Diana, interest.” Family members often transfer interests between P.S. Please forward any real estate legal questions to me
I often hear people discussing Quick Claim Deeds but themselves with a Quit Claim Deed. There is often no title at my email address.
they are actually referring to Quit Claim Deeds. Since research conducted between the parties to those transfers.
Quit Claim is not an expression you hear every day, some

Community

Safety

By Keith Echols
Director of Security
St. Moritz Security
reduction in crime rates is a welcome relief compared Time for

In the 2024 security year and review. PGA National
experienced a notable decrease in major crimes such
as residential burglaries, vehicle burglaries, and
stolen vehicles. This positive trend is often attributed
to a combination of proactive patrolling, community
engagement, and technological advancements. The

to what we experienced in 2023.
In 2023 PGA National experienced nine auto
burglaries, four residential burglaries, along with four
stolen vehicles and ten acts of vandalism. In 2024, at a change?
the time this article was written, PGA National saw a
very notable change in major crime. There was one
auto burglary reported, three residential burglaries,
zero stolen vehicles and four acts of vandalism.
Community engagement plays an essential role in
crime reduction. When residents are vigilant and
communicate openly about suspicious activities,
potential criminals are less likely to be successful in Burns Wealth Management Group
nefarious activity.
Technological advancements have revolutionized
crime prevention strategies. The use of surveillance
cameras, smart home devices, and vehicle tracking
systems has become commonplace, making it
harder for criminals to operate undetected. Tools
like neighborhood social media groups provide Robert Burns
platforms for residents to share information swiftly, CFP , ChFC , CPWA ®
®
®
alerting others to potential threats. This connectivity
fosters a sense of community vigilance and a safer Managing Director
environment for everyone. Wealth Partner, Portfolio Manager
In conclusion, the decrease in major crimes can 3825 PGA Blvd, Floor 9,
be attributed to a multifaceted approach involving Palm Beach Gardens, Florida 33410
security, community engagement, and technology.
Sustaining these efforts will not only prevent crime, 561.694.5666
but also enhance the overall quality of life in our robert.m.burns@jpmorgan.com
communities, ultimately leading to a more secure jpmorgan.com/burnswm
PGA National. As always, we are always ready to
lend a hand and together we can make a difference.
Never hesitate to call security at 561-627-1600, if
you see something, say something!

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP , CERTIFIED FINANCIAL PLANNER™,
®
®
®
Garage sales & yard sales CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully
complete CFP Board’s initial and ongoing certification requirements. Chartered Financial Consultant (“ChFC ”) is a
®
®
registered trademark owned by The American College of Financial Services. Investments & Wealth Institute™ (The
are NOT allowed in Institute) is the owner of the certification marks “CPWA,” and “Certified Private Wealth Advisor.” CPWA, and/or Certified
Private Wealth Advisor signifies that the user has successfully completed The Institute’s initial and ongoing credentialing
PGA National. requirements for investment management professionals and/or wealth advisors.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services
through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and
SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency,
doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided
by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of
JPMorgan Chase & Co. Products not available in all states.
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INVESTMENT AND INSURANCE PRODUCTS:
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