Page 6 - Jupiter Ocean Mile - October '24

Page 6, Jupiter Ocean Mile

Medicare Corner What Is The Difference Between

With Kathy O ADD And ADHD?

Jim Forgan, Ph.D., impulsivity the diagnosis would be ADHD, predominately
It’s Time For Medicare Licensed School hyperactive presentation and if your child had both
Psychologist
symptoms of inattention and hyperactivity/impulsivity,
Annual Enrollment Period You may have wondered they would be diagnosed with ADHD, combined
presentation. What this shift in terminology did was
things like “What is ADD?
(AEP) Oct. 15 To Dec. 7 Is it different from ADHD?” combine both inattentive and hyperactive impulsive
or “How do I know if my symptoms into one disorder with specific presentation
What Does This Mean child has ADD or ADHD?” types so everything could be categorized the same way.
To Me, What Are My ADD was an older term for How Do I Know If My Child Has ADHD?
Options? attention deficit disorder, Children can be evaluated for ADHD with several
• Change from Original which is the classification instruments that assess their functioning in different areas
Medicare to a Medicare for symptoms like and look at the severity of their symptoms. The testing we
Advantage Plan inattention, distractibility, forgetfulness, and making provide in our office targets the specific areas of concern
• Change from a Medicare careless mistakes. While people still use the term ADD related to ADHD and allows us to diagnose and provide
Advantage Plan back to to classify these symptoms, it is no longer the technical specific recommendations to support your child at home
Original Medicare term used in the medical and psychology community to and at school. Our evaluations are comprehensive and
• Switch from one diagnose these types of symptoms. In the late 1980’s offer a “whole child” approach so we will be able to assess
Advantage Plan to the medical community shifted to the term ADHD or their cognitive processing, like attention, memory, and
another Advantage Plan attention deficit hyperactivity disorder. In the early processing speed, as well as their social-emotional and
•Join, drop or change Medicare Drug coverage 1990s ADHD was classified into three different types, behavioral functioning. Our testing will provide you with
or presentations, that we use today. The three types are: the answers to know if your child really has ADHD or if
Supplement Or Advantage inattentive presentation, hyperactive presentation, and they are struggling in some other area that is contributing
combined presentation.
to their ADHD-like symptoms. You will leave this process
Plan? So, if you’re seeing inattentive symptoms in your child with targeted and specific recommendations tailored to
and they were to be diagnosed, the official diagnosis your child’s strengths and weaknesses.
Advantage Plans must cover all the medically would be ADHD, predominately inattentive presentation. Call (561) 625-4125 to discuss about your child.
necessary services that Original Medicare covers. Likewise, if your child struggled with hyperactivity and
Most plans offer extra benefits that Original Medicare
doesn’t cover – like prescription drugs, dental, vision
and hearing.
Medicare Supplement Insurance Plans (also called
Medigap) help fill “gaps” in Original Medicare and
are sold (extra cost) by private companies to cover
deductibles and copays.
Prescription drug coverage must be purchased Feeling like you paid too
separately. much in taxes this year?
What Do I Look For? How Do I Know What
Advantage Plan Is Best For Me?
First, we review the costs of supplement and drug Learn about investment strategies
plans and look at your healthcare budget. Then we that could potentially lower next year’s
review the Advantage plans to see if your doctors tax bill. Contact your financial advisor
in network and review the cost of medications you today to learn how.
take. Another consideration is to determine which
of the ancillary benefits of Advantage plans are
most important to you; dental, eye exam, glasses,
gym membership, hearing aids, over-the-counter Sally S Stahl, CFP®, AAMS™
medication, etc. Financial Advisor
How Do I Decide?
Medicare.gov offers tools to look up medications 1851 W Indiantown Rd Ste 106
and all plans in your area. However, there is an Jupiter, FL 33458
overwhelming amount of information there. A licensed 561-748-7600
local agent like me can review your plan and help you
make an informed decision.
I Am Already On An Advantage Plan I Like …
Should I Change?
Each year you receive the Annual Notice of Change Are You Ready Hurricane?
(ANOC) for your plan which outlines the changes for
the upcoming year. A free plan review will let you
know if other plans you previously ruled out may have For The Next Storm?
coverage that better meets your needs now or if your
current plan is sufficient.
If you do not do a plan review, you miss out on No Air Conditioning?
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