Page 22 - The Jewish Voice - May '24

Page 22, The Jewish Voice BW

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Tip of the Tail long-term pain. These are monoclonal antibodies against a Term insurance is a pay-as-you-go option that covers
substance called “nerve growth factor,” which is involved in a specific amount of time, usually 20 years or fewer. Term
Osteoarthritis Management in Dogs and Cats the development of chronic pain. Injections are given monthly, insurance benefits are paid to your beneficiaries free of federal
and 77 percent of pet owners report improvement in function income taxes if you pass away during the coverage period, but
with this treatment. there’s no opportunity to build cash value.
Shockwave therapy has emerged as a novel and effective Permanent insurance, such as whole life or universal life,
treatment modality for OA in both dogs and cats. This non- offers coverage for as long as you pay the premiums, and in
invasive therapy involves the application of high-energy addition to providing a tax-free death benefit, also offers a
acoustic waves to the affected joints, stimulating tissue repair chance to build equity, or cash value, on a tax-deferred basis.
and reducing inflammation. Shockwave therapy has been When determining which type of insurance is appropriate
shown to improve pain scores, increase range of motion, and for your needs, you’ll want to consider these factors:
enhance overall quality of life in pets suffering from OA. • Cost: Term insurance is generally affordable for most
What we often hear as vets during an exam is, “She is Shockwave therapy can be combined with physical therapy people, which is why it may be particularly suitable for parents
just slowing down some, starting to show her age. She wakes and an exercise program for best results. and young adults who may be at the beginning of their careers.
up and limps for a few minutes or it takes her a while to get Combining these approaches — conventional medications- Permanent insurance is typically more expensive, largely
up, but once she gets going she gets better.” Although this NSAIDS, dietary management, supplementation, monoclonal because it is meant to last for one’s lifetime and some of the
is a normal age-related process that unfortunately most of antibody and hyaluronic acid injections, PT, and shockwave premiums go toward building cash value in the policy and
us can relate to as humans, it often is a sign of degenerative therapy — offers a comprehensive strategy for managing OA paying for other features. Generally, the younger and healthier
joint disease, or what is commonly known as osteoarthritis. in dogs and cats. By addressing the underlying inflammation, you are when you purchase permanent insurance, the lower
Osteoarthritis (OA) is a common yet debilitating condition supporting joint health, and promoting tissue repair, pet owners your rates will be.
often leading to pain, stiffness, and decreased mobility. can help alleviate pain and improve the quality of their pet’s • Length of time insurance is needed: If you think you
While conventional treatments like medication and surgery life. However, it’s essential to consult with a veterinarian will only need life insurance for a certain period — perhaps
are widely utilized, a growing body of evidence suggests that before initiating any treatment regimen, as individualized until your children are grown — you might lean toward term
holistic approaches incorporating diet, supplements, physical care tailored to the specific needs of the pet is paramount for insurance. If you feel the need for life insurance for other goals
therapy, and shockwave therapy can offer promising avenues optimal outcomes. With proper care and attention, pets with throughout your lifetime, for whatever reason — you might
for managing OA in our beloved pets. OA can lead happier, healthier lives for years to come. have a special needs child, or perhaps you want to use your
Diet plays a pivotal role in the management of OA. A Established in 1981, Palm City Animal Medical Center policy to help pay for retirement, or you wish to include the
balanced diet can help control weight, reducing the strain on is dedicated to providing the best possible care for your policy as part of your legacy and estate plans — you may want
joints and slowing the progression of the disease. Incorporating pets. With focuses on compassionate care in surgery, to consider some type of permanent insurance.
omega-3 fatty acids, commonly found in fish oil, can help physical therapy and rehabilitation, preventative medicine, • Investment preferences: You may have heard the
decrease inflammation and alleviate joint pain. Supplements extensive diagnostics, and emergency service, Palm City phrase “buy term and invest the difference.” Essentially, this
are another integral component of OA management. Animal Medical Center combines exceptional medical just means that an investor could purchase low-cost term
Glucosamine and chondroitin are well-known supplements care with a caring philosophy for pets and their owners. insurance, and then invest the money that was saved by not
that support joint health by promoting cartilage repair and For more information, call 772-283-0920, visit www. getting permanent insurance. This can be a valuable strategy
reducing inflammation. Additionally, methylsulfonylmethane palmcityanimalmedicalcenter.com, or find us on Facebook in some situations, but people often don’t actually invest the
(MSM), hyaluronic acid, and collagen supplements can provide at www.facebook.com/PalmCityAnimalClinic. difference. A permanent insurance policy, through the payment
further support by improving joint lubrication and mobility. of premiums, may result in a steady buildup of cash value or
When used in conjunction with proper diet and exercise, these Financial Focus continued contributions to the policy’s investment components.
supplements can help alleviate symptoms and improve overall For many people, this discipline is helpful.
joint function. Term vs. Perm: Which Is Right for You? • Future insurability: If you have health issues, it could
Adequan is an injectable polysulfated glycosaminoglycan, become difficult to get permanent insurance after you’ve
which serves not only as a cartilage component used in By Sally Sima Stahl reached the end of a term insurance policy. (Some term
healing but also as an anti-inflammatory agent. Adequan has If you’ve been thinking insurance policies do offer the opportunity to convert to
numerous beneficial effects for the arthritis patient, including about life insurance, especially permanent coverage, usually without the need for a medical
the inhibition of harmful enzymes involving joint cartilage if you have family, loved ones, exam.) You could avoid this potential problem by purchasing
destruction, stimulation of cartilage repair, and increasing or anyone who depends on permanent insurance when you are still young and healthy.
joint lubrication. Adequan is given twice weekly just under the you financially, you might Ultimately, you will need to weigh the various factors
skin for one month and then once to twice monthly thereafter be curious about the different involved in the permanent-versus-term decision. You also might
for maintenance. More recently, Solensia (cat) and Librela kinds of policies available. benefit from consulting a financial professional, who can evaluate
(dogs) injections were released into the market for managing Which type is right for you? which type of insurance is most appropriate for your situation.
Essentially, you can look But whether it’s term or permanent, make sure you have the
at two main categories of coverage you need to protect yourself and your loved ones.
Community Calendar from page 21 life insurance: term and
permanent. Lifestyles on page 23
financial hardship, and more. Please RSVP to Temple office
at 561-832-0804.
Friday, May 31, 5:30 p.m.
FYI Summer Kickoff Tot Shabbat
Let’s welcome the summer with our last Tot Shabbat of
the year! We will celebrate Shabbat together, have dinner,
and explore some fun summer activities. Email Isabelle@
tepb.org to RSVP.
Tuesday, June 11
6:30 p.m. – Complimentary Dairy Dinner and Late-
Night Learning – (RSVP required), 561-832-0804
7:30 p.m. – Adult Education Class with Cantor Meir
Finkelstein – topic to be announced
8 p.m. – Adult Education Class with Rabbi Michael
Resnick – topic to be announced
Wednesday, June 12 and Thursday, June 13, 9:30 a.m.
Celebrate the holiday of Shavuot at Temple Emanu-El
of Palm Beach
Special holiday services, followed by Yizkor on the
second day. All are welcomed.
Shavuot commemorates the anniversary of the day that
G-d gave the Torah to the entire Israelite nation assembled
at Mount Sinai, although the association between the giving
of the Torah and Shavuot is not explicit in the Biblical text.
The holiday is one of the Shalosh Regalim, the three Biblical
pilgrimage festivals. It marks the conclusion of the Counting
of the Omer.
Friday, June 21, 7:30 p.m.
Father’s Day Shabbat Dinner
Join Temple Emanu-El of Palm Beach for a Father’s
Day Shabbat Dinner
Call Temple office for menu & pricing, 561-832-0804.
Temple Judea

4311 Hood Road, Palm Beach Gardens
624.4633, www.gotj.org
Kindly contact the temple for a listing of worship, study,
and social events.