Page 21 - The Jewish Voice - October '23
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The Jewish Voice, Page 21

      Lifestyles from page 20                           Tip of the Tail                                    is that they pretend to be ok until they are too weak to do so.
                                                                                                           With very few exceptions, at that point it’s too late for them
      I am already on an Advantage Plan I like. Should I   Sudden Death — Is Rarely Sudden                 to be saved.
      change?                                                                                                 Most pet birds are prey species. They subconsciously
         Each year you receive the Annual Notice of Change                                                 believe that predators are always lurking, hoping to find an
      (ANOC) for your plan, which outlines the changes for the                                             easy meal. Easy meals are those individuals that are slow
      upcoming year. A free plan review will let you know if                                               or weak from illness or age. Therefore, in order not to be
      other plans you previously ruled out may have coverage                                               targeted, pet birds usually do everything they can to look
      that better meets your needs now or if your current plan                                             well even when they may be seriously or even terminally ill.
      is sufficient.                                                                                          Since birds pretend to be ok even when they aren’t, how
         If you do not look at other plans, you may not know                                               does one detect illness? Three quite simple steps:
      there is a plan with lower costs or higher benefits than                                                1. Respond to any change in behavior or appetite.
      your current plan. A good point to review is the maximum                                             Increased or decreased hunger, becoming less active or
      out-of-pocket costs in and out of network. This is your      A few days ago, a client came in with a cockatiel that had   hyperactive, vocalizing more or less, etc., are all alarms that
      financial  exposure.  It  is  important  to  ensure  a  major   been sick for less than 24 hours — or so he thought. Physical   should be investigated.
      illness will not bankrupt you.                    exam revealed that the 12-year-old female was frighteningly      2. Respond quickly. My advice to clients is to make an
         Happy AEP and Happy Medicare Planning!!!       thin, literally skin and bones. Despite all efforts to diagnose   appointment the moment they notice something out of the
         I  speak  Medicare:  Supplement,  Drug  Plan,  and   and save the bird, a few hours later, in intensive care, she died.  ordinary. If the signs are subtle, make an appointment with a
      Advantage  Plan.  For  your  free  Medicare  plan  review,      Truth is, the bird had not been sick for only one day; she   competent avian veterinarian as soon as practical. If the bird
      please call me: Kathy Olejniczak, agent, 561-835-5413,   had probably been sick for weeks. What the owner observed   gets back to normal, the appointment can always be canceled.
      cell/text 561-212-7640.                           was not the beginning of an illness, it was the beginning of   If the signs are serious, get help immediately. As already
                                                        the end. The sad truth about exotic pets, particularly birds,   described, the bird could be on its last leg. Serious signs
                                                                                                           include sitting quietly on the bottom of the cage, sleeping
                                                                                                           constantly on the perch, complete loss of appetite, difficulty
                                                                                                           moving around, and anything else significantly different from
                                                                                                           the individual’s normal behavior.
                                                                                                              3. Practice preventative maintenance. Do regular check-
                                                                                                           ups, ideally on at least an annual basis. Chronic illness can
                                                                                                           frequently be detected before it becomes terminal.
                                                                                                             Over the decades that I have been practicing, I’ve made a

               1 OUT OF 8                                                                                  I’ve never seen before, and 90 percent of the patients I see
                                                                                                           clear observation: 90 percent of the illness I see are in patients
                                                                                                           for annual exams never present with terminal illness. Many
                                                                                                           causes of illness in pet birds can be avoided simply through
                                                                                                           the education that comes with regular veterinary visits. Other
                 WOMEN                                                                                     terminal. Everyone knows the value of regular check-ups
                                                                                                           conditions can often be detected well before they become
                                                                                                           in people. Why shouldn’t our feathered family get the same
                                                                                                           care? In fact, since they don’t speak well for themselves, sound
                                                                                                           physical exams and laboratory diagnostics can speak for them.
                                                                                                             Dr. Don J. Harris has joined Palm City Animal Medical

                                                                                                           Center as our exotic animal veterinarian after a long career

                                                                                                             Established in 1981, Palm City Animal Medical Center

                 IN THE U.S. WILL DEVELOP                                                                  in exotic animals.
                                                                                                           is dedicated to providing the best possible care for your
                                                                                                           pets. With focuses on compassionate care in surgery,
                BREAST CANCER                                                                              physical therapy and rehabilitation, preventative medicine,
                                                                                                           extensive diagnostics, and emergency service, Palm City
                                                                                                           Animal Medical Center combines exceptional medical
                                                                                                           care with a caring philosophy for pets and their owners.
                                                                                                           For more information, call 772‑283‑0920, visit www.
                                                                                                           palmcityanimalmedicalcenter.com or find us on Facebook
                                                                                                           at www.facebook.com/PalmCityAnimalClinic.

                                                                                                           Myths and Frequently Asked

                                                                                                           Questions: Estate Planning
                                                                                                           for Single Parents


                                                                                                           Submitted by Anné
                        Breast cancer can strike at any age. In fact, 5% of all                            Desormier‑Cartwright, J.D.
                            breast cancer cases occur in women under 40.                                   Myth 1: I do not need
                                                                                                           a plan. My children
                                                                                                           will automatically get
                    Get the personalized screenings you deserve, close to home.                            everything.
                                                                                                             If you are single, then
                 Cleveland Clinic in Florida offers traditional and 3D mammograms                            you are correct that your
                 at convenient locations from South Florida to the Treasure Coast.                         children will get everything.
                   Our breast health experts are here for you. For empowerment.                            However, it may not be
                                                                                                           automatic. Without an estate
                            For peace of mind. For every care in the world.                                plan, your loved ones will
                                                                                                           have to go through the probate process to appoint a guardian
                                                                                                           for your children (if they are minors) and distribute the
                              Coral Springs  |  Weston   West Palm Beach                                   money and property you own individually to the appropriate
                                                          |
                                                                                                           recipient — in this case, your minor children. However,
                                                                                                           because a minor cannot manage their own financial affairs
                                                                                                           (unless the minor is emancipated), a court will have to
                                                                                                           choose  someone  to  do  this  for  them. Also,  once  your
                 Schedule your mammogram today. Call 877.463.2010                                          children reach the age of majority (18 or 21 depending on
                                                                                                           your state law), the money and property will be handed
                       or visit ClevelandClinicFlorida.org/Mammogram                                       over to them without any protections. To ensure that you
                                                                                                           get to  choose who raises  your  children,  who manages
                                                                                                           their inheritance, and how and when they receive their
                                                                                                           inheritance, you need an estate plan.
                                                                                                           Myth 2: I am of modest means. I do not need a formal
                                                                                                           estate plan.
                                                                                                              Estate planning is not just about what happens to your
                                                                                                           money and property at your death. An estate plan also
                                                                                                           provides a way for you to name the people you want to care
                                                                                                           for your minor children if you are unable to, whether that
                                                                                                           is because you are out of town, unable to make your own
                                                                                                           decisions, or have passed away.

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