Page 10 - PGA Community News - September '23

Page 10, PGA C.A.N.! September 2023 September 2023
Nearly 200 Animals Found Homes At

The 10th Annual Countdown 2 Zero Pet Adoption Event

This year’s event
took place at multiple
locations throughout
Palm Beach County.
The 10th annual
Countdown 2 Zero
(C2Z) Mega Pet
Adoption Event took
place on Saturday,
July 22 at multiple
locations in Palm
Beach County. This
year’s event featured
an updated model,
as local rescues and Adopters Mick and Brie with dog Nemo Adopters Laura and Kim
shelters organized Adopter Anaiz with dog Kendall
their promotions and
hosting events at their respective locations. A total of 191 Financial Focus ®
events, partnering with pet stores and businesses or

animals found loving forever homes during the daylong
event. Retirees: Talk Finances With percent of today’s retirees have downsized or are willing to
Organized by Peggy Adams Animal Rescue League downsize to reduce their housing costs, according to the Age
and Palm Beach County Animal Care and Control Your Grown Children Wave/Edward Jones survey. Downsizing isn’t for everyone,
(PBCACC), the Countdown 2 Zero Adoption Event is but if it’s a possibility for you, it may be worth considering
a collaborative effort of a dozen local animal rescue By Sally Sima Stahl because the savings could be significant.
organizations to save the lives of animals in Palm Beach When you’re retired, You may also be able to reduce or consolidate your debts.
County. To date, C2Z adoption events have found over you’ll likely have some Start by understanding how much and what kinds of debt
2,700 animals their forever homes. financial concerns – just you have. Then, consider ways to lower your payments, such
like all retirees. However, as refinancing. For example, if you’re carrying a balance on
Nearly 200 Animals Found Homes on page 11 if you’ve inves ted multiple credit cards, you might be able to transfer the amounts
regularly and followed you owe onto a single card with a more favorable interest rate.
a long-term financial Here’s another move to consider. Adjust your investment
Reminder From strategy, you should be mix to possibly provide you with more income in retirement.
able to address most issues
During your working years, you may have invested primarily
that come your way. But for growth – after all, you could be retired for two or more
Palm Beach Gardens there’s one important decades, so you’ll need to draw on as many financial assets
action that’s sometimes
as possible. But once you’re retired, your investment focus
Police Department overlooked by retirees: sharing their financial situation may need to shift somewhat toward income-producing
with their grown children. And this knowledge can benefit opportunities. Keep in mind, though, that you’ll still need
Adopt These Habits To everyone in your family. some growth potential to help keep ahead of inflation.
You might be surprised by the concern your children have One final suggestion: Let your children know if you
Prevent Vehicle Burglaries for your financial well-being. Consider these findings from a already have a strategy in place to meet the potentially
2023 study by Age Wave and Edward Jones:
high costs of long-term care, such as a nursing home stay.
• 66 percent of millennials (generally defined as ranging This burden is certainly something you won’t want your
• Please lock your vehicle doors every time from 27 to 42) worry that their parents or in-laws may not children to take on.
– even for a quick stop or at home. have enough money to live comfortably in retirement. By informing your children about your financial picture,
• Never leave items of any kind inside your • 83 percent of millennials would rather know their parents and how you’re trying to improve it, you can ease everyone’s
vehicle. Hiding items doesn’t work! are financially secure in their retirement, even if it means their minds – so keep the lines of communication open.
• At a minimum, if you must leave items, parents pass on less money to them. This article was written by Edward Jones for use by
If you have children in this age range or older, or who soon your local Edward Jones Financial Advisor, Edward Jones,
place them in your trunk. will be, how can you address their concerns and potentially Member SIPC.
• Cell phone/iPod power cords, GPS holders improve your financial outlook? Communication is the key. Edward Jones is a licensed insurance producer in
and other key sets act as neon signs. By openly communicating with your family about your all states and Washington, D.C., through Edward D.
• Park in well-lit areas, stay alert and call financial status, you can reduce anxieties and misperceptions. Jones & Co., L.P., and in California, New Mexico and
in any suspicious activities to the police If you’re in good financial shape, your adult children may be Massachusetts through Edward Jones Insurance Agency
department nonemergency number: 799-4445. reassured that you won’t be needing their assistance. And if of California, L.L.C.; Edward Jones Insurance Agency of
you are feeling some financial pressures, you can inform your New Mexico, L.L.C.; and Edward Jones Insurance Agency
children of the steps you are taking to improve your situation. of Massachusetts, L.L.C.
One such step may be to reduce your cost of living – the Edward Jones, its employees and financial advisors
less you spend day to day, the better your ability to preserve cannot provide tax advice. You should consult your
your investment and retirement accounts. You may be able to qualified tax advisor regarding your situation.
reduce costs in many small ways, such as ending streaming Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
services you no longer use, but you could make an even bigger 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
impact by downsizing your living arrangements. In fact, 72
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