Page 8 - Jupiter Ocean Mile - September '23

Page 8, Jupiter Ocean Mile
Medicare Corner With Kathy O

It’s That Time Again To because you may miss out on additional benefits and/or advantage plan, and in the first year want to switch back
Ask – Am I On The Right lower costs. to your supplement, you have guarantee issue under “trial
Can I change my plan anytime I want? Every year
rights,” which means you can switch back to your supplement
Medicare Plan? all active Medicare A and B recipients are eligible to make anytime during the next 12 months.
changes to their plan during what is known as the annual How do I go about comparing plans? As a consumer,
Medicare open enrollment enrollment period (AEP) which runs from Oct. 15 to Dec. there are two important lists you should have when comparing
is around the corner from 7. Plans are effective January of the following year. plans and making the best decision for you: 1) A list of your
Oct. 15 to Dec. 7. If you So, what do I do now and what are my options? If medical providers and 2) A list of your prescription drugs.
are on an advantage plan, you are on a Medicare Advantage or Prescription Drug Plan You have several resources to assist your decision-making
you will receive a notice (PDP), you will receive an Annual Notice of Change that process for AEP. You can contact Medicare by phone at
of change that explains the will explain any changes that are effective January 2024. 800-MEDICARE or online at www.medicare.gov or you
changes for your current If you do not get this important document, contact your can contact a local agent like me!
2024 plan mid-September. plan provider. If you are satisfied with your current plan What about all those commercials? These ads are
This is what you need to and the upcoming changes, you do not need to do anything. designed to generate the most incoming calls possible. They
know … The plan will automatically renew January 2024. If you do list all possible free benefits, but include a disclaimer that
Insurance companies not like the coverage or are interested in seeing if there are you may not qualify for these benefits. As a local agent, I can
are continuing to make other options with more benefits or lower costs, contact a help clarify which benefits you may or may not be qualified
improvements in benefits to their advantage plans to help local agent like me! for and assist you in enrolling in a new plan.
members receive low-cost care and extra benefits beyond For those on a Medicare supplement plan, you have For a no cost or obligation plan review, please call me
original Medicare. It is important to annually review your the option during AEP to change to a Medicare advantage at (561) 212-7640. I conduct reviews in person and on the
plan and look at some other options available in your area, plan that may have a $0 monthly premium. If you try the phone. I speak Medicare.
Inflexible Children Struggle

By Jim Forgan, Ph.D., Perhaps you’ve heard the saying, “That person has They can be bossy when playing and want to do things their
School Psychologist a one-track mind.” That saying captures what happens way. This inflexibility can create friendship issues with same
“We don’t spring any when inflexible people get something stuck in their age peers and inflexible children might prefer to play with
unexpected changes on him minds and they can’t get it out. They perseverate. Their younger children whom they can boss around.
or he has a huge meltdown,” brain is like a train riding down a track and it can’t The term executive functioning describes our brain’s
explained one mom. Her make a shift to a new track until it gets to a junction. management system. Kids with executive functioning
8-year-old son had daily Unfortunately for some people, their brain goes on for difficulty need to learn skill rather than take pills to help
tantrums when things did “miles” before it reaches a junction. As a parent you them. Mom was happy medication was not the answer for
not go his way. Mom was might think, “Just get over it and move on,” but it is not her child. My Day is Ruined!: A Story Teaching Flexible
concerned he might have that easy for your child. Thinking by Bryan Smith is a book you can read with your
ADHD so we evaluated him Inflexible children often have difficulty making child to teach skills.
to determine the root cause of transitions at home and at school. They often see things Call to discuss your child as we test for executive
his meltdowns. Our evaluation showed it was not ADHD but their way and have difficulty going with the flow. functioning difficulty, autism, dyslexia, dysgraphia,
rather he had executive functioning difficulty with shifting This contributes to their meltdowns and stubbornness. ADHD, depression, and anxiety. Visit JimForgan.com or
attention and cognitive flexibility. Inflexible children are not always pleasant to be around. call (561) 625-4125.
Commissioner’s Update

Recycling Right Palm Beach County achieved the who recovered and put yard waste, construction and
highest recycling rate of Florida’s demolition debris, and concrete into beneficial use.
By Commissioner 67 counties for calendar year 2022, It has been our mission at SWA over the years to
Maria Marino at an overall recycling rate of 80 preserve landfill capacity, recover valuable resources, and
The mission of the Solid percent. This is a result of the manage the county’s waste right here. Most importantly,
Waste Authority (SWA), for highly successful residential and thanks goes to the residents and businesses of Palm
which I serve as vice chair, commercial recycling programs, Beach County for supporting what we do at SWA, and
is to manage the materials and the performance of waste-to-energy facilities in for “recycling right.”
discarded by residents recovering metals and energy from waste. Further Please contact me if I can assist you at (561) 355-2201
and businesses of Palm contributing to this success was the performance of or by email at mmarino@pbcgov.org.
Beach County according permitted partners, for-profit, and not-for-profit entities
to legislative mandate and
following applicable local,
state and federal ordinances,
regulations and laws.
Our goal is to reduce the amount of waste that goes
to landfills for disposal, and provide services that are
environmentally responsible and fiscally sound. An
important part of meeting that goal is our recycling
program. This involves separating materials from the
waste stream, either at the source or by recovering
materials from mixed waste prior to disposal, and turning
those materials into commodities.

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