Page 27 - Boca ViewPointe - December '20

December 2020 Viewpointe, Page 27
Improve Cognitive Health During COVID

By Oris Martin, Fitness Director at Acts Retirement strengthens and improves function of the heart and lungs.
At the same time, it increases blood flow to the brain
One of the many things that we’ve learned in 2020 which helps you to be more alert and focused.
is that in order to thrive we must take care of both our The ability to manage stress is also important for
physical health and brain health. In the same way that optimal brain health. While it is not always possible to
failure to use the muscles in our body leads to atrophy, avoid stress, being able to recognize and manage stress
lack of cognitive stimulation causes brain cells to die, by taking time to slow down and practice deep breathing,
hastening the onset of cognitive decline. or meditation will help to mitigate the negative effects.
We’ve always known that staying socially engaged is As we approach the holiday season, it’s important
one of the best ways to maintain cognitive health. One of to acknowledge that this year will be different. Avoid
the benefits of living at an Acts Retirement community, spending time focusing on the things you cannot do,
like Edgewater at Boca Pointe, has always been the many instead shift your focus and try to come up with new and
opportunities for in-person social engagement. With creative ways to make this year special, in a different way.
COVID and the requirements to socially distance, this I wish you a healthy, happy and safe holiday season. 
has been a little more difficult, but not impossible.
Also remember, you can stay connected through (Left to right): Muriel Gorvine, Jerry Gliner, Alice Struhl
emails, texts and phone calls. In fact, it is believed that and Harriet Hirshfield Please Be Courteous
making three phone calls a day to friends or family
significantly reduces your risk of experiencing socially intake are also important for brain health. There is a strong Pedestrians
related cognitive decline. connection between brain health and heart health; a diet
Your brain, like every other organ, needs nutrients that’s good for your heart is also good for your brain. have the right of way!
to function properly. Having a healthy diet that’s rich in Staying physically active is also important for both
fruits, vegetable, lean proteins and getting adequate fluid cognitive and heart health. Regular aerobic exercise

Stamp and Coin Club

Boca Raton Stamp & Coin Club asks you to start a new hobby.
Visit with us at the Stratford Courts Auditorium located at 6343 Via Sonrisa del Sur,
off S.W. 18th Street, between Powerline Road and Military Trail.
We meet the second and fourth Thursday each month at 7 p.m.
Please call membership coordinator Harvey Golinger at (561) 752-4922. 
Seeking Viewpointe

Community Association Meetings Monthly Schedule Writers

(All meetings held via Zoom.) By Lisa Cammaleri

Do you have an interesting story to share?
All meetings will be held electronically via Zoom. The following is our regular schedule of monthly meetings, however, The Viewpointe is always looking for new and
sometimes meetings are cancelled or schedules are revised due to holidays, etc. If you would like to attend, please call talented writers to submit articles on current events,
the BPCA office, (561) 395-7551, the day before the meeting to request the Zoom link be emailed to you. the social scene, restaurants, movies, family matters,
village life etc…
Access Control & Safety Committee 2nd Thursday of each month at 9:30 a.m. We welcome news from Village Boards about
activities or events in their community, which would
Architectural Control Site Committee 1st Friday of each month at 9:30 a.m. be of interest to Boca Pointe residents.
Please submit your article to lisa.cammaleri@
Board of Directors 3rd Tuesday of each month at 9:30 a.m. fsresidential.com for review and consideration. 

Budget & Finance Committee The Friday before the third Tuesday of
each month at 9:15 a.m.

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Life Estate Deed Versus Revocable Living Trust

of your child. The Enhanced Life Estate Deed has very specific How To Add Your
By Martin Zevin, Attorney legal language in order to be effective; therefore, do not attempt
There are several ways to to do this on your own. Guests To The Gate
avoid probate on your home Even with the Enhanced Life Estate Deed, there are risks,
when you die. If you are single, particularly if your child has a bankruptcy, outstanding judgment
there will be probate when you or undergoes divorce. The worst risk, however, is if, God forbid, By Yvonne Rivera, BPCA Administrative Assistant
die unless you choose one of your child dies before you or with you in a common accident. Your
the following options. If you child’s estate would then become the owner of the property once The Boca Pointe Community Association offers
are married and own your home you died, which would result in probate being required. Thus,
together, your surviving spouse the main purpose of the Life Estate Deed is not accomplished. a few different methods to add guests to your
will not have probate; however, The best way to avoid probate on your home is to do a Revocable visitors list, so please ensure that you add your guest
there will be probate when the Living Trust. When you sign the Revocable Living Trust BEFORE they arrive. If your guest is not on the
second of you passes away, unless Agreement, you also sign a Deed transferring the property to you list, they may be denied without a phone call being
one of these options is done. as Trustees of your Trust. You are able to keep your homestead placed to get your approval. Phone calls are placed
Let us assume that you own your home jointly with your spouse exemption, maintain complete control of the property during your
and that you have two children. Both of you desire to have your lifetime and make amendments to your Trust without changing as a courtesy depending on how busy the guard is
two children inherit your home equally when you both pass away. the Deed. There are no risks involved, since your children’s when they arrive.
The first option would be to add the names of your two children names do not appear on the Deed. The only disadvantage of To add a guest to your visitor list, you have
to the Deed as joint tenants with right of survivorship. This is the Revocable Living Trust is that it will cost more money in several options:
not a good idea. It would affect your ability to claim your full attorney’s fees. When you discuss the options with your attorney, • Website- www.gateaccess.net
homestead exemption. In addition, you lose control of your you should discuss the difference in fees between the Revocable
property and can only sell it if your children both agree and Living Trust and the Enhanced Life Estate Deed. You can then • Cell phone app- Download ABDI/Gate Access
sign all closing documents. If you wanted to take one of the determine whether it is worth saving the money and taking the from the app/play store
children off the Deed, you would be unable to do so. If one of risks involved in the Enhanced Life Estate Deed. • Access Control- Call 561-395-3392 or leave a
your children files for bankruptcy, has an adverse judgment or During this current time of “social distancing,” I have been voicemail message at 561-395-3369
files for divorce, your property could be subject to liens or other consulting with clients via phone, e-mail and regular mail. In the The advantage of using gateaccess.net or the app
legal action. Therefore, I recommend against a Deed with your past, my free initial consultation would normally be a personal
children as joint tenants with right of survivorship. meeting. Please feel free to call me for a free phone consultation is the ability to:
The second option is a Life Estate Deed. There are two types regarding any issues pertaining to Wills, Trusts, Deeds, Probate, • Add a guest for the day or permanently
of Life Estate Deed: regular and Enhanced (also referred to as Power of Attorney or Health Care Surrogate. I am also available • Remove a guest
Lady Bird). The regular Life Estate Deed requires that your for a free consultation regarding personal injury claims or to • Send a pass with barcode
children join in any sale or other changes on the Deed; therefore, explain car insurance coverage. Call me at 954-569-4878. My • Receive notification of guest arrival
you have lost control and cannot take your child’s name off the address is 3275 W. Hillsboro Blvd., Suite 204, Deerfield Beach,
Deed if you choose to do so. The Enhanced Life Estate Deed Florida 33442. My web site is www.martinzevinpa.com and my If you have any questions regarding access
gives you the sole right to sell the property during your lifetime e-mail address is martinzevin@netzero.com. methods, please call the Boca Pointe Community
or make any other changes to the Deed without the permission Association 561-395-7551. 