Page 14 - Boca Club News - March '25
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Page 14, Boca Club News

               From The Professionals’ Desks
               From The Professionals’                                         Desks


      Healthy Answers – A Guide to Healthy Living:



      “An Obsession You’ve Never Heard Of...


      But May Have Seen Before!”




      By Dale Brown, B.S., M.A., C.E.C.                     Now there’s a new eating disorder to add to the mix.   believe if eaten will cause disease and consider these
      Dale is a motivational speaker who                 It’s called orthorexia. And yes, it’s another obsession that   foods to be poison. They may feel uncomfortable and
      has spent many years as a Certified                individuals place upon themselves with good intentions.   leave the room to avoid looking at certain foods being
      Life Coach and has written numerous                Except, like any obsession, things lead to overkill and   consumed by others.
      articles and e-books relating to self-             become a problem more than a solution. In this disorder      Cutting out entire food groups: A  common
      improvement and ways to build a                    the main focus is on consuming foods that are classified   occurrence for this population is to completely eliminate
      high-performance team. She is the                  as “pure” or “clean.” Their main objective is to choose   processed foods, sugar, meat, dairy products, carbs and/
      author of the book, “Small Steps...                foods that are healthier and improve their chance to live   or gluten.
      Big Changes: The Personal Stories                  longer.                                              Orthorexia comes in various degrees,  like many
      of a Life Coach.” Her education and years of experience      So, you ask yourself, “What’s wrong with that”?   disorders. But extreme behavior may reach a point where
      in physical fitness and training of elite athletes has enabled      Nothing is wrong…until it turns into an all-consuming   the quality of life is jeopardized. The fear is that food not
      her to sharpen her knowledge in many health-related areas.   preoccupation with what’s “healthy” and the avoidance of   deemed as “clean” must be “unclean.” This conjures up
      The following introduces a new approach to Ms. Brown’s   foods they deem “unhealthy.” This obsession interferes   a nasty image of what you put in your mouth, thereby
      series of columns devoted to many topics that deal with   with  their  ability  to  put  the  importance  of  food  in   limiting your food choices. Clean eating advises choosing
      the mind/body connection and the importance of living a   perspective to other parts of their life. When that happens   only food as close to its natural form as possible, such as
      healthy lifestyle. Dale, a Bocaire resident, can be reached   they begin to stress over how to make the “right” choice   organic, uncured and unprocessed. As much as this seems
      at dalebrown@lovingmondays.com.                    of when and what to eat. In time this fixation may result   sensible, it can get way out of hand.
         We all want to be healthy and know how important it is   in psychological problems with social consequences.      The function of healthy eating is choosing foods that
      to eat a balanced diet rich in fruits, vegetables, whole grains      Some examples of orthorexia disorder might be:  are best for you and that support overall wellbeing. It may
      and lean proteins. This is nothing new. You hear it from your      Fixation over quality of food: They may fear falling   seem so basic that you might not need instructions. Yet,
      doctor; read about it in magazines and listen to it on TV. I   ill if they consume foods that are unsanitary or unclean.   based on the current trends it might be a good time to
      have long been an advocate for making healthier lifestyle   As a result they find ways to excuse themselves from   rethink your approach to everyday eating habits. Dietary
      choices, including the foods you eat. As much as it seems   going out socially or sit at the table claiming to have just   guidelines recommend that 85% of the food you eat should
      simple, for some people it may be harder than you think.  eaten. If given the option of eating something they deem   nourish your body, leaving the rest for foods you find fun
         Eating disorders are on the rise, reflected by the   unhealthy they would rather not eat.         and indulgent.
      staggering statistic that approximately 29 million Americans      Inflexible eating pattern:  They become very      “There is a time and a place for French fries and pizza
      will have an eating disorder in their lifetime. You might   inflexible about eating and may refuse to eat anything   and a piece of cake.” Dining is meant to be enjoyable and
      be familiar with the most common ones, such as anorexia,   that might be on the menu or banquet table. In extreme   important to many cultural and social events. Sharing a
      bulimia or binge eating. When working as a gymnastic coach   cases they may skip social events due to the fear of the   meal with family and/or friends is one of the many joys
      in a previous chapter of my life I saw first-hand what an   food being served. They may use a common avoidance   in life. Enjoy the company you’re with, along with the
      eating disorder looked like and it wasn’t pretty! Food for   technique and isolate themselves, which may lead to   freedom to choose foods that are both satisfying and
      these young athletes became an enemy. Their only course   depression and loneliness.                 nourishing. If you or someone you know shows signs
      of action for staying lithe and fit was to deprive themselves      Constant worry about sickness or disease: Feelings   of, or needs help with, an eating disorder, please consult
      of proper nourishment to the extent that it became life   of distress, shame or guilt if they stray from their rigid   your health care professional for guidance or recommend
      threatening.                                       eating pattern.  They deem some foods as “bad” and   someone to do so.
      Legal: Understanding FIRPTA



      By Michael J Posner, Esq.,                        amount due to be withheld. If the Buyer intends to reside      The standard Far/Bar Real Estate Contract, used in
      a partner in Lippes Mathias                       in the home in question and the sales price is between   most closings in Florida, specifically warns that “Section
      LLP,  a  national  real  estate  and              $300,000 and $1,000,000, the amount withheld is ten   1445 of the Internal Revenue Code (“Code”) requires the
      business-oriented  law  firm  with                percent. For all other transactions the withholding is fifteen   Buyer of the real property to withhold up to 15% of the
      sixteen locations nationwide.                     percent unless the Seller is a foreign entity in which case   amount realized by the Seller on the transfer and remit
      Michael specializes in real estate                withholding is usually twenty-one percent.         the withheld amount to the Internal Revenue Service.”
      and association law. He can be                       Buyers need to realize that while the withholding is   In addition, the Contract requires that the Buyer, “Upon
      reached at (561) 594-1452 or at                   meant to come from the Seller’s proceeds, a Buyer is one   remitting funds to the IRS pursuant to this STANDARD,
      mjposner@lippes.com                               of the parties responsible to ensure that the proper amount   Buyer shall provide Seller copies of IRS Forms 8288 and
         A CPA once told me that I should never fear a thick   is withheld. The Foreign Investment in Real Property Tax   8288-A, as filed.”
      envelope from the IRS. It was the thin envelopes that   Act imposes the withholding obligation on the Buyer, not      This means that it is both the Buyer’s obligation to
      should worry you the most. One couple received the   the foreign Seller. The reasoning is that collecting the tax   withhold the tax and to prepare the necessary tax forms to
      dreaded slim envelope, as detailed in a recent Moneywise   due from a foreigner in a foreign country is far harder than   remit the tax. This is an expense that many Buyers are not
      article headlined, “This Florida couple bought the ‘perfect   making the Buyer withhold the money at closing.  aware of and usually runs between $1,000 and $2,000 for
      house’ from foreign nationals — months later, they      In the case described above, the attorney for the Seller   a lawyer or CPA to prepare. In addition, issues can arise
      received a $30,000 fine from the IRS.” The fine arose   did withhold the required ten percent, but he failed to remit   if a Seller does not have enough equity from the sale to
      from their innocent purchase of a house from foreigners   same to the IRS within twenty days of closing as required   pay the remittance. For example, a house sale of $500,000
      and will likely cost them substantial time and money to   by law. Instead, he waited nine months to remit, resulting   to a Buyer planning on living in the house would require
      resolve the issue.                                in a penalty for failing to withhold and remit equal to   a $50,000 withholding remittance. If the Seller owes
         The article details how a family bought their dream   $30,000. While the lawyer was liable for the negligence   $420,000 on a mortgage and $10,000 in taxes after real
      home for $790,000 in 2020 from two Russians who had   in not timely remitting the withholding amount, the Buyer   estate commissions and closing costs, the Seller will be
      built the home. Under the law, foreign sellers of real   was liable as well, and if they could not get the attorney   short at least $30,000 due the IRS. A Buyer simply cannot
      property are required to have a portion of their sales   to pay the penalty the IRS would have been legally able   close if the Seller does not have an alternate source to
      proceeds paid to the United State Internal Revenue Service   to recover the penalty directly from the Buyer (which the   cover this shortfall.
      from their closing proceeds, regardless of whether they   lawyer eventually did pay).                   Buyers need to ask Sellers if they are deemed a foreign
      made a profit on the sale. The percentage varies depending      Not only is a buyer liable for possible penalties, if a   person before signing any contract. Buyers should also
      on the amount of the sale and the type of property being   Buyer fails to withhold from a foreign seller they can be   require the Seller to cover the cost of withholding. Failure
      sold.                                             liable for the actual tax due from the sale. Therefore, a   to properly vet a Seller can be a costly mistake for a Buyer.
         If the Buyer intends to reside in the home in question   buyer must be aware that if a Seller is foreign to make   That is why Buyers should always have a good real estate
      and the sales price is less than $300,000, then there is no   arrangements in advance to ensure that the proper sum   lawyer representing them on the purchase of property from
                                                        is withheld and the proper forms are prepared so as to   foreigners to ensure that the withholding is done properly
                                                        properly remit the withholding sum to the IRS.     to avoid the possibility of taxes and penalties on improper
                                                                                                           handling of FIRTPA eligible transactions.


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