Page 12 - Talk of Tequesta - February '25

Page 12, The Talk Of Tequesta

Tampa general news

Concierge Care Is A Family Affair

When Kim Hoffman up with TGH Concierge Health, but also her husband and plans. TGH Concierge Health includes same-day or next-
began experiencing two adult sons. Diagnosed with several different autoimmune day appointments, after-hours communication with the
complications following an disorders, Hoffman has a complicated medical history. She concierge physician or staff, annual executive-level physical
emergency appendectomy says Dr. Rothman is truly at the center of her care – a master examinations, and more.
at a community hospital in of coordinating and communicating with multiple medical Since 2020, Tampa General has been creating a framework
Palm Beach County, Tampa specialists so everyone is on the same page. Hoffman notes that of state-of-the-art services for patients in the Palm Beaches and
General Hospital’s (TGH’s) Dr. Rothman excels at breaking down information into ways she on the Treasure Coast, with the expertise and innovation of a
Dr. Laurie Rothman was the can understand. “She remembers everything,” notes Hoffman. preeminent academic health system.
first person she called. “She Along with coordinating Hoffman’s health care, Dr. Rothman One of the leading academic health systems in the nation,
answered on the first ring,” monitors Hoffman’s husband and sons’ well-being, ensuring Tampa General has been affiliated with the USF Health Morsani
says Hoffman. “I was upset preventative measures like specialized blood tests for her adult College of Medicine at the University of South Florida since
and concerned about what the sons, one of whom has type 1 diabetes. “When our younger son the school was created in the early 1970s. Today, more than 700
doctors at the hospital were is home from college, he can easily reach out to Dr. Rothman to medical school residents and fellows receive specialty training
telling me. She reassured me Kim Hoffman get a refill on a prescription. She is like an old-fashioned family at the academic health system in areas ranging from general
that she’d speak with them doctor,” notes Hoffman. “She treats patients holistically.” internal medicine to neurosurgery.
and that everything would be okay. I was incredibly grateful and Prior to joining TGH Concierge Health, Dr. Rothman served Tampa General is the highest-ranked hospital in the market
relieved knowing she was there for me, and would determine the brave men and women in law enforcement as the dedicated in U.S. News & World Report’s 2024-2025 Best Hospitals, with
the next best course of action.” doctor for the Palm Beach County Sheriff’s Department. She is two medical specialties ranking among the top 20 in the nation
Hoffman has been a happy patient of Dr. Rothman’s for also a member of the Florida Medical Association, the American and eight medical specialties ranking among the top 50 best
more than 12 years. A friend recommended her after Hoffman Academy of Family Physicians and the American Board of hospital programs in the United States.
moved to Florida. “They told me that I would love her, and I Obesity Medicine. “Dr. Rothman has been there for all my ups and she’s been
do!” Dr. Rothman has been practicing medicine in Palm Beach TGH Concierge Health is part of Tampa General’s there for the downs, and it’s been quite the journey,” says
County for more than 20 years. Recently, when Dr. Rothman commitment to connecting the Palm Beach County and Hoffman. “But we’ve come to the other side, so everything’s
joined TGH Concierge Health, a service of TGH Primary Treasure Coast communities to innovative care. TGH going pretty well right now. I’m so very happy.”
Care, Hoffman jumped at the chance to reunite with her trusted Concierge Health patients receive the highest level of For more information about TGH Concierge Health, please
primary care physician. In fact, she not only signed herself primary care, with after-hours access and personalized care visit TGH.org/ConciergeHealth or call (561) 739-4TGH (4844).

finanCial foCus ®

What Should You Know About RMDS?

By Sally Sima Stahl, Edward Jones

You may spend many However, if you take out more than the RMD for one year, somewhat different if you inherit an IRA or 401(k) from
decades contributing to you can’t apply the excess to the RMD for the next year. your spouse. In any case, though, you’ll want to consult
your IRA and 401(k), but • How are RMDs calculated? Typically, your RMDs with your tax advisor about how to take RMDs from an
eventually you will likely are determined by dividing your account balance from inherited account.
need to take the money the prior December 31 by a life expectancy factor If you’re already subject to RMDs, be sure you’ve taken
out — in fact, you must published by the IRS. Your financial professional should them before the year ends. And if you haven’t yet started
take the money out or face be able to perform this calculation for you. taking RMDs, learn as much as you can about them —
penalties. What should you • If I have multiple accounts, do I have to take an RMD because the more you know, the more likely you’ll make
know about these mandatory from each one? If you are taking RMDs from a traditional the right moves at the right time.
withdrawals? IRA, you must calculate each RMD individually, but you This article was written by Edward Jones for use by
Here are some of the can take the total amount from one or more IRAs. If you’re your local Edward Jones Financial Advisor, Edward Jones,
basics: taking RMDs from a 401(k) or similar plan, you must take Member SIPC.
• What are they called? Mandatory withdrawals are the RMD from each of your accounts. Edward Jones is a licensed insurance producer in all states
technically called required minimum distributions, or RMDs. • How are RMDs taxed? You are typically taxed at your and Washington, D.C., through Edward D. Jones & Co., L.P.,
• When must I take RMDs? If you were born before 1951, income tax rate on the amount of the withdrawn RMD. and in California, New Mexico and Massachusetts through
you’ve probably already begun taking RMDs. If you were You may be able to avoid taxes in a particular year if you Edward Jones Insurance Agency of California, L.L.C.; Edward
born between 1951 and 1959, your RMD age is 73. And if transfer your RMDs to a qualified charity in what’s known Jones Insurance Agency of New Mexico, L.L.C.; and Edward
you were born in 1960 or later, your RMD age is 75. You as a qualified charitable distribution. Jones Insurance Agency of Massachusetts, L.L.C.
can postpone accepting your first RMD until April 1 of the • If I inherit an IRA or 401(k), am I subject to RMDs? Edward Jones, its employees and financial advisors
year after you reach your RMD age, but this will result in Yes. When you take RMDs from an inherited account, cannot provide tax advice. You should consult your qualified
two RMDs for the year. After you take your first RMD, you you generally must withdraw all the funds within 10 tax advisor regarding your situation.
must take subsequent ones by December 31 of each year. years, as opposed to over your lifetime, which is the RMD Contact us at (561) 748-7600, Sally Sima Stahl, CFP ,
®
• What penalties will be assessed if I don’t take all my window that applies to your own accounts. The rules are AAMS , 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
™
RMDs? For every dollar not withdrawn, the IRS will charge
a 25 percent penalty, but this can drop to 10 percent if you “Service is our number one priority”
subsequently withdraw the correct amount within two years.
• Which accounts have RMDs? RMDs apply to traditional 561-743-0070
IRAs, as well as other types of IRAs, including SIMPLE
and SEP IRAs. RMDs don’t apply to Roth IRAs. RMDs
also apply to traditional 401(k)s, but not Roth 401(k)s. www.palmspoolservices.com
• Can I withdraw more than the RMD for any given
year? Yes, you are free to take out as much as you want.

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