Page 12 - Jupiter Spotlight- June '24
P. 12
Page 12, Jupiter Spotlight
Financial Focus ® Lighthouse ArtCenter Welcomes
Financial Tips For Widows Anthony Record As Its New Curator
And Widowers Meet Record and the artists from the current exhibition, art courses at various
Artistry Through the Ages, for a panel discussion on June 20. colleges, he cofounded
By Sally Sima Stahl Lighthouse ArtCenter (LAC) in Tequesta is pleased to the artist cooperative
Losing a spouse is announce the appointment of Anthony Record as its new gallery QUAID, based
one of the most painful curator. Record has been deeply involved in the Florida art in Tampa, Fla., where
experiences anyone can scene throughout his career, enriching the community through he curated exhibitions
have. Unfortunately, his dedication to visual art. He brings a wealth of experience from 2014 to 2023. He
widows and widowers and expertise to this pivotal role. served as the Studio
have to deal with more “We are delighted to welcome Anthony to the Lighthouse Programs Coordinator
than just the emotional ArtCenter family,” said Jeni Licata, executive director at for the Tampa Museum
trauma – they also must Lighthouse ArtCenter. “His passion for the arts, coupled with of Art from 2018 to 2022
consider a range of his extensive experience in curation and education, will be and then as curator at the
financial issues. If you’ve instrumental in advancing our mission of fostering artistic Museum of Florida Art & Culture from 2022 to 2024, where
recently been widowed, excellence and community engagement. We look forward he curated exhibitions of contemporary artists and collectors
what financial moves should you consider? to the exciting exhibitions and initiatives that Anthony will from Florida. Record is also a painter, and his work has been
For starters, don’t rush into any major decisions. If bring to our organization.” exhibited internationally at galleries and museums in New
you’re still in the grieving process, you are unlikely to “I am honored to be welcomed by the vibrant art York, San Francisco, Chicago, Kanazawa, Vancouver and
be in the best shape to make significant choices affecting community here in Tequesta,” said Record, Lighthouse elsewhere.
your finances and your life. ArtCenter’s curator. “I’m looking forward to getting to Join us on Thursday, June 20, 10:30 to 11:30 a.m. as
But once you feel ready to look at your situation know the community better, collaborating, exploring and Record leads a panel discussion with artists from Artistry
objectively and make appropriate choices, consider the celebrating artists at Lighthouse ArtCenter.” Through the Ages, Lighthouse ArtCenter’s current exhibition.
following steps. Born and raised in Florida, Record pursued his studies Meet Anthony Record and learn about the evolution of the
Review Your Finances in studio art at the University of South Florida, followed exhibiting artists’ work and teaching philosophies.
Look at your entire financial picture – your assets, by a Master of Fine Arts degree from the prestigious San For more information about Lighthouse ArtCenter and its
investments, debts and income. If you and your spouse Francisco Art Institute. While teaching art history and studio programs, please visit lighthousearts.org.
had communicated well about your finances, and you
shared decisions, you hopefully won’t encounter any big
surprises. But if your spouse was the partner who mostly
handled financial matters, you may need to get up to speed “Service is our number one priority”
quickly on what you have and what you owe. And if your
spouse had provided a large amount of your household 561-743-0070
income, you will also need to determine what changes
you may need to make to your lifestyle. www.palmspoolservices.com
Address Insurance Issues
If you will receive a death benefit from your spouse’s
insurance policy, what will you do with the money? It may
prove helpful in funding your own retirement or meeting
other financial goals. But you’ll also want to be clear about
what other beneficiaries, such as your children, might
receive. And while you’re looking at insurance, you also
might want to look at your own policies – do you need
to change beneficiaries?
Review Your Social Security Options
If you are at least 60 and you were married at least nine
months, you may be entitled to Social Security survivor
benefits. (If you remarry before age 60, you typically
cannot receive survivor benefits, but you can reinstate
them if this subsequent marriage ends.) The amount of Expires 7/15/24.
your survivor’s benefits depends on your age and the age
of your deceased spouse. You can’t claim your deceased State Licensed & Insured
spouse’s benefits along with your own retirement benefits, Serving Palm Beach County CPC # 1457468 • LPG#30099
so if you qualify for survivor and retirement benefits,
you’ll receive the larger amount. Depending on your
situation, you might come out ahead by delaying your
retirement benefits, giving them the chance to grow,
while you accept survivor benefits. For more details on “Who will clean
receiving Social Security benefits, visit the Social Security
Administration’s website at www.ssa.gov.
Review Your Estate Plans up the mess if
The death of a spouse can certainly affect your family’s
estate plans. So, it’s a good idea to review these plans
to see what changes, if any, need to be made. When you don’t draft
conducting this review, you’ll benefit from working with
an estate-planning professional.
Finally, keep in mind that you don’t have to go it alone a Will?”
during this difficult time. If you’re already working with a
financial professional, they can help. If you aren’t currently
working with one, now might be the time to start. By looking
at your finances and your family situation holistically, a
financial professional can provide guidance that can help
ease the stress you are naturally feeling.
Few events are as sad as losing a spouse. But when you
feel ready, start taking the steps necessary to continue forward
on your life’s journey.
This article was written by Edward Jones for use by
your local Edward Jones Financial Advisor, Edward Jones,
Member SIPC.
Edward Jones is a licensed insurance producer in all states ESTATE & BUSINESS PLANNING
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qualified tax advisor regarding your situation.
Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.