Page 5 - The Shores of Jupiter - April '24

The Shores, Page 5
Financial Focus ®

What Should You Know About contrary to many people’s expectations, Medicare usually health care, adult day care and assisted living and nursing
home facilities. However, you will need to consider the
pays very little of these costs.
Long-Term Care? Of course, some people expect their family will be able issues attached to long-term care insurance. For one thing,
to take care of their long-term care needs. But this may not it can be expensive, though the younger you are when you
By Sally Sima Stahl be a viable strategy. For one thing, your family members buy your policy, the more affordable it may be. Also, long-
We all hope to remain simply may not have the skills needed to give you the type term care policies typically require you to wait a certain
healthy and independent of care you may require. Also, by the time you might need amount of time before benefits are paid. But policies vary
throughout our lives – but life help, your grown children or other family members might greatly in what they offer, so, if you are thinking of buying
can be unpredictable. If you not live in your area. this insurance, you’ll want to review options and compare
were ever to need some type So, you may need to protect yourself and your loved ones benefits and costs.
of long-term care, would you from the potential costs of long-term care. Basically, you’ve got In any case, by being aware of the potential need for
be financially prepared? two main choices: You could self-insure or you could transfer long-term care, its cost and the ways of paying for it, you’ll
Long-term care the risk by purchasing some type of long-term care insurance. be able to make the appropriate decisions for your financial
encompasses everything If you have considerable financial resources, you might situation, your needs and your loved ones.
from the services of a home find self-insuring to be attractive, rather than choosing This article was written by Edward Jones for use by
health aide to a stay in an insurance and paying policy premiums. You may wish to keep your local Edward Jones Financial Advisor, Edward Jones,
assisted living facility to a long residence in a nursing an emergency savings or investment account that’s earmarked Member SIPC.
home. You may never need any of these kinds of care, exclusively for long-term care to help avoid relying on your Edward Jones is a licensed insurance producer in all states
but the odds aren’t necessarily in your favor: Someone other retirement accounts. But self-insuring has two main and Washington, D.C., through Edward D. Jones & Co., L.P.,
turning age 65 today has almost a 70 percent chance of drawbacks. First, because long-term care can be costly, you and in California, New Mexico and Massachusetts through
needing some type of long-term care services and support might need to plan for a significant amount. And second, it Edward Jones Insurance Agency of California, L.L.C.;
in their remaining years, according to the U.S. Department will be quite hard to predict exactly how much money you’ll Edward Jones Insurance Agency of New Mexico, L.L.C.; and
of Health and Human Services. need, because so many variables are involved – your age Edward Jones Insurance Agency of Massachusetts, L.L.C.
And all types of long-term care can involve considerable when you start needing care, interest rates or inflation, the Edward Jones, its employees and financial advisors cannot
financial expense. The median annual cost for a home health cost of care in your area, the type of care you’ll require, the provide tax advice. You should consult your qualified tax
aide’s services is more than $60,000 per year, and it’s more length of time you’ll need care, and so on. advisor regarding your situation.
than $100,000 per year for a private room in a nursing home, As an alternative to self-insuring, you could purchase long- Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
according to Genworth, an insurance company. Furthermore, term care insurance, which can provide benefits for home 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
Rex Recommends

By Rex Hearn from the Frost Music School of Miami University; fresh best. You’ll hear astonishing runs and trills that embellish his
A big mystery this student voices will sound lush in the Ode to Joy. The soloists melodic line, truly beautiful music best known for its Costa
season surrounded the are stellar choices too: Hayley Lipke, soprano; Robynne Diva aria (Chaste Goddess). The singers are Jessica Pratt,
absence of Kravis Center’s Redmond, mezzo; Joseph McBrayer, tenor; and Keith Klein, Marigona Qerkezi, (4/6) as Norma; Ashley Dixon, Ann Marie
magnificently produced arts bass. Starting off this remarkable night at the Kravis Center, Stanley, (4/6) as Adalgisa; Paolo Fanale, Moises Salazar as
brochure: none to be found will be the pianist son of a Russian Nobel Laureate and Pollione; Maria Vasilevskaya as Clotilda; Nicolas Teste as
anywhere, staff as puzzled dissenter Aleksandr Solzhenitsyn, by the first name of Ignat, Oroveso and Devin Eatmon as Flavio. Carlo Montanaro
as their public. What a pity. who will play Beethoven’s Piano Concerto No. 2. An evening conducts. For tickets call (561) 833-7888.
And the much loved David not to be missed. For tickets call (561) 281-0145. Palm Beach Drama Works
Walker from Palm Beach Palm Beach Opera Two more plays fill out this excellent theatre group’s choices,
Opera left halfway through Vincenzo Bellini’s Norma goes up April 5 and 6 at 7:30 p.m. found at the end of Clematis Street (No. 201) in West Palm
their season. We wish him and Sunday, April 7 at 2 p.m. Beach. From March 29 to April 14, Arthur Miller’s Pulitzer
well. White Hall, the Henry Flagler home continues happily The opera has assembled first rate singers for this story Prize winner, Death of a Salesman shows how he shook up the
with the old team back. about the (French) Gauls, led by their high priestess, status quo, exposing the industrial profiteering of World War ll.
Palm Beach Symphony Norma, constantly scheming against their Roman occupiers, The last play this season is Trying by Joanna McClelland Glass
Tackling the big one, Beethoven’s Symphony No. 9, on led by Pollione. Bellini was 34 when he died in Paris of which hits the boards on May 24 running until June 9. Support
Thursday, April 25 at 7:30 p.m. is surely a commendable complications far from his beloved Sicily. But he brought us the actors, they work hard to bring you perfection in reflecting
endeavor. Maestro Gerard Schwarz has amassed four choruses romantic operas using the art of Bel Canto at its flourishing life’s realities back to you. For tickets call (561) 514-4042.
Jupiter Senior Softball

Jupiter Senior Softball Association (JSSA) player his genuine honesty and some fun, don’t get hurt and let’s have a competitive
Vic Troiano, has been named recipient of the 2023 humility. “Additionally, game, win or lose,” he said. The award was to be officially
Commissioner’s Award. on and off the field you presented later in the spring.
The award by JSSA Commissioner Paul Storch is “For will not find a JSSA The year-round Jupiter Senior Softball program is open to
Meritorious Service in Furthering the Mission and Spirit of member with more spirit, persons 55 and over and is sponsored by the nonprofit Jupiter
the Jupiter Senior Softball Association.” soul and love in his heart,” Senior Softball Association in cooperation with the Town of
In announcing the special honor Storch cited Troiano’s Storch said. Jupiter’s Parks and Recreation Department. Games are every
dedication and “unprecedented string” of managing winter Troiano said he Monday, Wednesday and Friday morning beginning at 8:30
league teams while coordinating pickup games, serving as was taken aback upon a.m. They have been at Maplewood Park pending completion
an umpire and assuming a leadership role as a division and learning of the award of renovations at Jupiter Community Park.
association board member. and feels blessed and For information about the softball program, including
A member of the senior softball organization since honored. “My theme has Vic Troiano, recipient of the sponsorship or to register, contact Gary Newman at (917)
2010, Troiano is noted for his low-key manner as well as always been, let’s have 2023 Commissioner’s Award 623-0791, or go to www.leaguelineup.com/jssa.
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