Page 18 - Talk of Tequesta - April '24
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Page 18, The Talk Of Tequesta



                                                           Tampa geNeral News




                                                 Tampa General Hospital



             Leads In Living-Donor Liver Transplants In Florida



        Tampa General Hospital (TGH) is leading the way in living-  of the Comprehensive Liver               • Research shows that recipients of living-donor organs
      donor liver transplants in the state of Florida. In 2023, the   Disease & Transplant Center.         have better outcomes.
      academic health system performed five lifesaving living-donor     With a living-donor                  TGH is a top five transplant center by volume in the
      liver transplants, the most of any hospital in the Sunshine State.   transplantation, a healthy      United States and is ranked one of the nation’s best hospitals
        The first occurred in May 2023, when Derek Sanz gave   person volunteers a portion                 by U.S. News & World Report in 2023/24. The living-donor
      his mother, Patty, the ultimate Mother’s Day gift — half of   of their liver to someone              liver transplant program “is a prime example of Tampa
      his liver. After nearly a year, mother and son are healthy and   whose liver is failing from         General continuing to drive innovation to deliver world-class
      grateful that the TGH Transplant Institute offers a living-  end-stage disease or cancer.            health care,” said TGH President and CEO John Couris.
      donor option. Without it, Patty might have waited anywhere   After doctors remove the                “This program opens up additional access to patients in need
      from 30 days to five years for a deceased donor’s organ.   donated portion, the donor’s              of a liver transplant, and has the potential to transform the
      Livers are the second-most in-demand organ for transplants   remaining liver regrows close           lives of patients and their families in the Tampa Bay region,
      (behind kidneys). About 10 percent of individuals on the   to its full size and capacity             Florida and across the United States.”
      national transplant waiting list are waiting for a liver.   in a couple of months. The transplanted liver also grows,     Both Patty and Derek Sanz have shared their experiences
        Receiving a donation from a living donor shortens a   restoring normal liver function to the recipient.  to encourage others to consider a living-donor liver transplant
      patient’s wait time and lessens chances that the liver’s     The benefits of live-donor transplantation include:  if they have a family member in need. “It worked for us and
      condition will worsen. “Living-donor liver transplant is     • Transplants take place quicker when a living donor is   that’s why we want to get the word out there so that more
      another avenue to save the lives of patients with liver disease   available.                         people can be saved,” said Patty.
      in our community,” said Dr. Kiran Dhanireddy, vice president     • Hospitals schedule transplants based on the recipient’s     For more information about the TGH Transplant Institute,
      and chief of the TGH Transplant Institute and surgical director   and donor’s availability.          please call (561) 739-4TGH.



                                                              fiNaNCial foCus                   ®




                 What Should You Know About Long-Term Care?




                                                                         By Sally Sima Stahl

        We all hope to remain                              As an alternative to self-insuring, you could purchase     This article was written by Edward Jones for use by
      healthy  and  independent                          long-term care insurance, which can provide benefits for home   your local Edward Jones Financial Advisor, Edward Jones,
      throughout our lives – but                         health care, adult day care and assisted living and nursing   Member SIPC.
      life  can  be  unpredictable.                      home facilities. However, you will need to consider the issues     Edward Jones is a licensed insurance producer in
      If you were ever to need                           attached to long-term care insurance. For one thing, it can be   all states and Washington, D.C., through Edward D.
      some type of long-term care,                       expensive, though the younger you are when you buy your   Jones & Co., L.P., and in California, New Mexico and
      would you be financially                           policy, the more affordable it may be. Also, long-term care   Massachusetts through Edward Jones Insurance Agency
      prepared?                                          policies typically require you to wait a certain amount of time   of California, L.L.C.; Edward Jones Insurance Agency
        L o ng -t e r m   c a r e                        before benefits are paid. But policies vary greatly in what they   of New Mexico, L.L.C.; and Edward Jones Insurance
      encompasses everything                             offer, so, if you are thinking of buying this insurance, you’ll   Agency of Massachusetts, L.L.C.
      from the services of a home                        want to review options and compare benefits and costs.    Edward Jones, its employees and financial advisors
      health aide to a stay in an                          In any case, by being aware of the potential need for long-  cannot provide tax advice. You should consult your
      assisted living facility to a long residence in a nursing   term care, its cost and the ways of paying for it, you’ll be able   qualified tax advisor regarding your situation.
      home. You may never need any of these kinds of care,   to make the appropriate decisions for your financial situation,     Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
      but the odds aren’t necessarily in your favor: Someone   your needs and your loved ones.             1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
      turning age 65 today has almost a 70 percent chance
      of needing some type of long-term care services and
      support in their remaining years, according to the U.S.
      Department of Health and Human Services.
        And all types of long-term care can involve considerable
      financial expense. The median annual cost for a home
      health aide’s services is more than $60,000 per year,
      and it’s more than $100,000 per year for a private room
      in a nursing home, according to Genworth, an insurance
      company. Furthermore, contrary to many people’s
      expectations, Medicare usually pays very little of these
      costs.
        Of course, some people expect their family will be
      able to take care of their long-term care needs. But this
      may not be a viable strategy. For one thing, your family
      members simply may not have the skills needed to give
      you the type of care you may require. Also, by the time
      you might need help, your grown children or other family
      members might not live in your area.
        So, you may need to protect yourself and your loved ones
      from the potential costs of long-term care. Basically, you’ve got
      two main choices: You could self-insure or you could transfer
      the risk by purchasing some type of long-term care insurance.
        If you have considerable financial resources, you
      might find self-insuring to be attractive, rather than
      choosing insurance and paying policy premiums. You
      may wish to keep an emergency savings or investment
      account that’s earmarked exclusively for long-term care
      to help avoid relying on your other retirement accounts.
      But self-insuring has two main drawbacks. First, because
      long-term care can be costly, you might need to plan for
      a significant amount. And second, it will be quite hard to
      predict exactly how much money you’ll need, because so
      many variables are involved – your age when you start
      needing care, interest rates or inflation, the cost of care
      in your area, the type of care you’ll require, the length
      of time you’ll need care, and so on.
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