Page 11 - Talk of Tequesta - November '23

The Talk Of Tequesta, Page 11

mediCal maTTers

Medicare Corner With Kathy O

It’s Time For The Medicare Annual Enrollment Period, Oct. 15 To Dec. 7

It’s That Time Again To Ask – Am I On The Right Medicare Plan?

This is what you need to know. … runs from Oct. 15 to Dec. 7. Plans are effective January of coverage or are interested
Insurance companies are continuing to make the following year. in seeing if there are other
improvements in benefits to their Advantage Plans to help So, what do I do now and what are my options? If options with more benefits
members receive low-cost care and extra benefits beyond you are on a Medicare Advantage or Prescription Drug Plan or lower costs, contact a
original Medicare. It is important to annually review your (PDP), you will receive an Annual Notice of Change that local agent like me!
plan and look at some other options available in your area, will explain any changes that are effective January 2024. If For those on a Medicare
because you may miss out on additional benefits and/ you do not get this important document, contact your plan Supplement plan, you have
or lower costs. Every year all active Medicare A and B provider. If you are satisfied with your current plan and the the option during AEP
recipients are eligible to make changes to their plan during upcoming changes, you do not need to do anything. The plan to change to a Medicare
what is known as annual enrollment period (AEP) which will automatically renew January 2024. If you do not like the Advantage Plan that may
have a $0 monthly premium.
If you try the Advantage
Plan, and in the first year want to switch back to your
supplement, you have guaranteed issue under “Trial Rights.”
Which means you can switch back to your supplement
anytime during the next 12 months.
How do I go about comparing plans? As a consumer,
there are two important lists you should have when
comparing plans and making the best decision for you:
1) A list of your medical providers and 2) A list of your
prescription drugs. You have several resources to assist
your decision-making process for AEP. You can contact
Medicare by phone at 800-MEDICARE or online at www.
medicare.gov or you can contact a local agent like me!
What about all those commercials? These ads are
designed to generate the most incoming calls possible. They
list all possible free benefits, but include a disclaimer that
you may not qualify for these benefits. As a local agent,
I can help clarify which benefits you may or may not be
qualified for to assist you in enrolling in a new plan.
For a no cost or obligation plan review, please call
me at (561) 835-5413 or cell, (561) 212-7640. I conduct
reviews in person and on the phone. I speak Medicare.

holiday haPPenings

Country Roads

Christmas

Light Show

PUT YOUR MIND AT EASE It’s that time of the year again! The Sixth Annual Country

A quick screening can detect lung cancer Roads Christmas Light Show is back beginning Thursday,
Nov. 23 with three daily shows … each and every night until
at its earliest stage. Dec. 31. Located at 15944 84th Ave. North in Palm Beach
Gardens (within Palm Beach Country Estates). Join us for
over 100,000 lights that are synchronized to music! Shows
Did you know lung cancer can be detected at its earliest and most begin promptly daily at 6:30, 7:30 and 8:30 p.m. and last
treatable stage? The team at Cleveland Clinic Weston Hospital approximately 15 minutes. Every show is different! Join us
on Sunday, Dec. 3 for a toy drive of new/unwrapped toys to
uses low-dose CT screenings to detect lung cancer earlier. benefit Little Smiles charity in Palm Beach Gardens. Follow
That means our experts, from pulmonologists and oncologists “Country Roads Christmas Light Show” on Facebook to
to thoracic surgeons, can provide patients with nonsurgical stay up to date on news and events! Sponsored by Curly Tail
Screen & Window, LLC.
and surgical treatments sooner.

Find out if you need a lung cancer screening.

ClevelandClinicFlorida.org/LungScreening