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August 2023 August 2023 PGA C.A.N.!, Page 17
KOOL 105.5 Radio from page 16 gourmet specialty groceries used for the finest recipes. The
chain is currently comprised of five convenient locations
South Florida’s premier specialty supermarket featuring throughout Broward and Palm Beach counties. Customers
top quality fresh meats, authentic Italian-American deli, enjoy a comfortable shopping experience with personal
farm fresh fruits and vegetables, seafood department customer service and very competitive prices of top quality
with daily fresh offerings, Italian-American bakery with foods. Doris Italian Market & Bakery is committed to
an assortment of goods baked daily, a complete catering customer satisfaction and serving generations to come.
service offering premium selections, wine department
featuring a collection of wines from around the world and Photos by Doris Italian Market & Bakery
Financial Focus ® Dave Trevino, Michael Griffin of distributor Winebow, Amanda
What Does It Cost Not To need life insurance equal to about seven to 10 times your Richey
Have Life Insurance? pretax annual salary. That’s not a bad “ballpark” figure, Identify
but not everyone is playing in the same ballpark. To get a
true sense of how much of a death benefit you require from
By Sally Sima Stahl your life insurance, you’ll need to consider a variety of
It’s probably not factors, possibly including your current income, spouse’s Dyslexia Early
on your calendar, but income, the size of your mortgage (in addition to other
September is Life liabilities), number of children, educational expenses and
Insurance Awareness final expenses for funeral arrangements. By Jim Forgan, Ph.D.,
Month. And that means • What type? You can essentially choose between School Psychologist
it’s a good time to become two basic types of life insurance: term and permanent. As Dyslexia can be identified
more aware of the benefits its name suggests, term insurance is designed to provide in a child who is at least
of having life insurance coverage for a designated period, such as 10 or 20 years. halfway through kindergarten
– and the dangers of not Generally speaking, term insurance is quite affordable for and age 5½ or older. There
having it. most people, especially when they buy policies as young are always early warning signs
Unfortunately , adults. On the other hand, permanent insurance, such as like those in Chris that point to
confusion about some whole life or universal life, is usually considerably more
of the basic elements of expensive than term insurance. This is because permanent reading difficulty.
owning life insurance may be keeping people from getting insurance premiums, in addition to providing a death Chris’ mom explained it
the protection they need. More than half of uninsured benefit, help build cash value, which you can typically this way. In Pre-K Chris had
Americans say they have put off purchasing coverage access through loans or withdrawals, giving you additional difficulty identifying letters and
because they don’t know what to buy or how much flexibility should your financial needs change over time. the sounds they made as well as rhyming. In kindergarten she still
they need, according to Life Happens and LIMRA, two In choosing between term and permanent insurance, you’ll had trouble rhyming. She had trouble sounding out words when
nonprofit organizations that provide research and education want to evaluate several issues, such as how long you think reading. Her reading was labored, not quick or fluent. She guessed
about life insurance. you’ll need coverage and how much you can afford to pay words by their first letter. She mixed up letter sound sequences
Yet, while this confusion may be understandable, in premiums. in a word or forgot the same word she just read on the previous
a delay in acquiring appropriate insurance can be costly Finding out about the benefits, costs and types of life page again and again. She seemed to learn best memorizing flash
in more ways than one. From a strict dollars-and-cents insurance can help you make informed choices to help cards. She can somewhat read but it has taken way more amounts
perspective, it’s generally much more affordable to buy life protect your family for years to come – so don’t delay
insurance when you’re younger. But there are potentially learning what you need to know. of flash cards and assistance than should be required. I think she
much greater costs involved in not having insurance when This article was written by Edward Jones for use has dyslexia.
it’s needed — and these costs are personal. by your local Edward Jones Financial Advisor, Edward Our thorough testing confirmed this mom’s intuition and
To be specific, what is it worth … Jones, Member SIPC. provided her with the paperwork needed to obtain school help
… to know your family could stay in your home if Edward Jones is a licensed insurance producer in through an Individualized Education Plan (IEP) as well as apply
something happened to you? all states and Washington, D.C., through Edward D. for and receive the Florida Family Empowerment Scholarship.
… to know your children could continue their Jones & Co., L.P., and in California, New Mexico and The scholarship money helped mom pay for one-to-one private
education plans? Massachusetts through Edward Jones Insurance Agency tutoring using the gold standard Orton-Gillingham multisensory
… to know your debts could be paid without burdening of California, L.L.C.; Edward Jones Insurance Agency of reading instruction. This approach has decades of research
your family? New Mexico, L.L.C.; and Edward Jones Insurance Agency backing its effectiveness in helping people with dyslexia become
Clearly, if you were to assign these benefits a “price of Massachusetts, L.L.C. strong and proficient readers.
tag,” it would be pretty high. Edward Jones, its employees and financial advisors
And that’s the value of owning sufficient life insurance. cannot provide tax advice. You should consult your Once your child is officially diagnosed with dyslexia there
So, let’s return to the issue of people putting off buying qualified tax advisor regarding your situation. are five ingredients for helping your child overcome dyslexia.
insurance because they don’t know how much they need, Contact us at (561) 748-7600, Sally Sima Stahl, You must have the right curriculum, use it at least twice a week
or what type they should have: AAMS, 1851 W. Indiantown Road, Ste. 106, Jupiter, FL one-to-one, keep at it for over a year, work with a trained reading
• How much is enough? You might hear that you 33458. specialist, and keep your child engaged and incentivized. We’ve
Paid Advertisement seen this recipe work for children time and time again.
I co-authored the book Parent’s Quick Start Guide to Dyslexia
which provides a quick, but deep dive into what to immediately
do when your child is diagnosed with dyslexia. When it comes
to helping your young child, time is too precious to squander.
Stylish Senior Living at Devonshire Summer Is
Here!
Devonshire at PGA National is the premier
senior living community in Palm Beach Gardens Summer is here! Along with summer comes the
managed by Erickson Senior Living,® a nationally increased temptation to utilize the golf courses as a
recognized leader among continuing care retirement park/playground, but we must ask you to refrain from
communities. Whether it’s our delicious restaurants any non-golf related access.
Summer is a time when tremendous maintenance
and cafés or the array of social clubs and events, is performed on all the courses, so there is a great
you’ll keep yourself busy at Devonshire. At our deal of equipment and work being done. In addition
community, it’s easy to stay active, healthy, it is a time when golfers play early to beat the heat
and engaged. and also play late to do the same.
For your safety, please do not access the courses
unless you are registered to play golf.
See our stunning floor plans! Thank you
Call 1-800-260-9471 for your free brochure,
or visit DevonshirePGA.com.
Captain’s was established in 1980 servicing
Palm Beach County and is a privately
owned and managed company.
350 Devonshire Way Captain’s is committed to providing
Palm Beach Gardens, FL 33418 dependable, reliable and professional
1-800-260-9471 ground transportation to and from all
DevonshirePGA.com South Florida Airports and Seaports.
730401-SP To reserve your vehicle: PBCVH212
561-798-2180 or 800-634-7890 www.captainsairport.com