Page 10 - Jupiter Spotlight - August '23

Page 10, Jupiter Spotlight
Financial Focus ®

What Does It Cost Not To To be specific, what is it worth … the other hand, permanent insurance, such as whole life
or universal life, is usually considerably more expensive
… to know your family could stay in your home if
Have Life Insurance? something happened to you? than term insurance. This is because permanent insurance
… to know your children could continue their education premiums, in addition to providing a death benefit, help build
By Sally Sima Stahl plans? cash value, which you can typically access through loans or
It’s probably not on your … to know your debts could be paid without burdening withdrawals, giving you additional flexibility should your
calendar, but September is your family? financial needs change over time. In choosing between term
Life Insurance Awareness Clearly, if you were to assign these benefits a “price tag,” and permanent insurance, you’ll want to evaluate several
Month. And that means it’s it would be pretty high. issues, such as how long you think you’ll need coverage and
a good time to become more And that’s the value of owning sufficient life insurance. how much you can afford to pay in premiums.
aware of the benefits of So, let’s return to the issue of people putting off buying Finding out about the benefits, costs and types of life
having life insurance – and insurance because they don’t know how much they need, or insurance can help you make informed choices to help protect
the dangers of not having it. what type they should have: your family for years to come – so don’t delay learning what
Unfortunately, confusion • How much is enough? You might hear that you need you need to know.
about some of the basic life insurance equal to about seven to 10 times your pretax This article was written by Edward Jones for use by
elements of owning life annual salary. That’s not a bad “ballpark” figure, but not your local Edward Jones Financial Advisor, Edward Jones,
insurance may be keeping people from getting the protection everyone is playing in the same ballpark. To get a true Member SIPC.
they need. More than half of uninsured Americans say they sense of how much of a death benefit you require from your Edward Jones is a licensed insurance producer in all states
have put off purchasing coverage because they don’t know life insurance, you’ll need to consider a variety of factors, and Washington, D.C., through Edward D. Jones & Co., L.P.,
what to buy or how much they need, according to Life possibly including your current income, spouse’s income, and in California, New Mexico and Massachusetts through
Happens and LIMRA, two nonprofit organizations that the size of your mortgage (in addition to other liabilities), Edward Jones Insurance Agency of California, L.L.C.;
provide research and education about life insurance. number of children, educational expenses and final expenses Edward Jones Insurance Agency of New Mexico, L.L.C.; and
Yet, while this confusion may be understandable, a delay for funeral arrangements. Edward Jones Insurance Agency of Massachusetts, L.L.C.
in acquiring appropriate insurance can be costly in more ways • What type? You can essentially choose between two Edward Jones, its employees and financial advisors
than one. From a strict dollars-and-cents perspective, it’s basic types of life insurance: term and permanent. As its name cannot provide tax advice. You should consult your qualified
generally much more affordable to buy life insurance when suggests, term insurance is designed to provide coverage tax advisor regarding your situation.
you’re younger. But there are potentially much greater costs for a designated period, such as 10 or 20 years. Generally Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
involved in not having insurance when it’s needed — and speaking, term insurance is quite affordable for most people, 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
these costs are personal. especially when they buy policies as young adults. On
Book Review

Foods That Made History: be prepared for converting to 1526) was held in Venice in 1950. At that time, “One

The Big Names Behind The them to ounces, pounds, etc. of the restaurant’s regular patrons was the beautiful
Countess Amalia Nani Mocenigo. She had been advised
As for the rest, the chef does
World’s Favorite Dishes refer to cups, tablespoons, by her doctor not to eat cooked meat for a few weeks,
teaspoons, etc., just as in and asked Cipriani to prepare her a dish according to the
By Nils A. Shapiro American recipes.) doctor’s orders. Cipriani had just been to the exhibition
Some of the most But even if, like me, of paintings and was overwhelmed with the marvelous
fascinating books I have your cooking skills are variety of shades of red that he had seen in Carpaccio’s
reviewed over the years limited to popping frozen paintings. The dish he prepared for the countess, from
have been on the subject meals into a microwave – thin slices of raw beef interwoven with a pale mustard
of food –Salt, Consider fortunately, my beautiful sauce, reminded him irresistibly of these splendid colors,
the Fork and The Secret wife, Linda, is not only and he named it ‘Carpaccio’ in their honor.”
History of Food, just to a fine artist and jewelry The Etruscans, a people who dominated Northern
mention a few – so when I designer, but also a kitchen Italy before the rise of Rome, were fond of eating a kind
discovered this title on the wizard – there is much to of flat bread, embellished with a variety of additives and
list of new publications it be savored between the covers of this book. While each of flavorings … The name ‘pizza’ may be derived from the
attracted my attention … the more than half a hundred background histories takes Latin word picea, which describes the browning of the
and I am delighted that it did. up several pages, here are just a few teaser highlights to dough in the oven … The flat bread was sold as street food
This just released addition to the genre, by author serve as a hint of what awaits you in its pages. in Italy for many centuries before cheese was eventually
Rafael Agam – a notable chef who studied at Le Cordon Giuseppe Cipriani opened his famous Harry’s Bar added.” When tomatoes were brought over from the
Bleu in Paris, has worked in Michelin-starred restaurants restaurant in Venice in 1931. A great exhibition of the
and now owns the successful Voila Swiss-French works of the Venetian painter Vittore Carpaccio (1472 Book Review on page 11
restaurant in Israel – offers in one convenient paperback
volume a buffet menu of gastronomical history, delicious
entertainment and practical, useful recipes that will more
than satisfy the literary appetite of any foodie reader.
Chef Agam’s purpose in putting together this book is
made clear in his introduction:
“Historians of the past tended to focus on subjects more
‘important’ than food – war, famine, plague, navigation,
and the discovery of new continents. They didn’t bother
much with recording the history of fine eating. Subjects
such as the international trade in spices, or the discovery
of the New World and its treasury of fresh culinary
delights, might receive a certain amount of attention from
historians, but out of thousands of years of glorious feasts,
dedicated chefs, and revolutionary new dishes – not a
great deal of solid information has come down to us.”
Agam has set about correcting that by revealing the
fascinating stories behind the origins of 53 of history’s
most famous foods, organized into eight categories: First
Courses, Two-Legged, Four-Legged, Fish and Seafood,
Pizza and Pasta, Salads and Side Dishes, Pastries and
Desserts, and Beverages. Many black-and-white line
drawings are sprinkled throughout the text.
Included among the vast array of 53 foods – there is
space here to name just a few – are such famous dishes
as Eggs Benedict, Chicken General Tso, Beef Wellington,
Schnitzel Holstein, Oysters Rockefeller, Lobster
Newberg, Pizza Margherita, Fettuccine Alfredo, Waldorf
Salad, Crab Louie, Tarte Tatin, Crepes Suzette, Earl Grey
Tea, Kir and Kir Royal. Perhaps less familiar, but equally
interesting, are such names as Soupe Parmentier, Chicken
Tetrazzini, Sole Murat, Pavlova, Sachertorte, the Bellini
cocktail … and so many more.
(A note of caution: If you plan to try any of the recipes,
be aware that Agam uses European measurements – grams,
kilograms (kg) and milliliters (ml)—instead of pounds and
ounces when listing the ingredients, so you will need to