Page 3 - The Shorers of Jupiter - April '25
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The Shores, Page 3
      Financial Focus                          ®




      Time For Some Financial                             •  Cut  back  on  “overgrown”  investments.  Now  that     • Protect yourself from financial dangers. As you go
                                                                                                           about your household spring cleaning, you may find
                                                        winter is over and you’re venturing outside more, you
      Spring Cleaning                                   may notice some overgrown shrubbery or some tree   actual physical dangers that need to be removed or stored
                                                        branches that need pruning. And while it may sound   more safely, such as sharp objects or broken tools. And
      By Sally Sima Stahl,                              counterintuitive, you might also have some investments   as you navigate daily life, you may also find threats to
      Edward Jones                                      that have grown too big for your needs. For example,   your financial safety – the need for an expensive home
        Spring is here – which                          you might own some growth-oriented investments whose   improvement, or a major car repair or an unexpectedly
      means it’s once again time to                     value has increased so much that they now take up a larger   large medical bill. If you don’t have the money available
      wash the windows, organize                        percentage of your portfolio – and carry a higher degree of   to pay these expenses, you might be forced to dip into your
      your cabinets and steam                           risk – than you originally intended. If that’s the case, you   retirement accounts or run up your credit card or take out
      your carpets.  This year,                         might be better off by selling some of these investments   a high-rate loan. To protect yourself from having to make
      in addition to tidying up                         and purchasing others to help bring your investment mix   these moves, you may want to maintain an emergency
      around your house, why not                        back to its desired alignment.                     fund containing several months’ worth of living expenses,
      also consider some financial                        • Dust off your investment strategy. With more sunlight   with the money kept in a liquid account, separate from
      spring cleaning?                                  now pouring in your house, you might notice that the corners   those you use for your daily living expenses.
        Here are some suggestions                       of your walls and ceiling may need a good dusting. And as     Of course, some of these moves can take some time
      to consider:                                      you continually work to strengthen your financial foundation,   – but by getting started on them soon, you can help put
        • “De-clutter” your investment portfolio. When you   you may need to dust off your investment strategy, especially   your financial house in better shape by the time the next
      embark on your home cleaning mission, you might notice   if you’ve recently experienced changes in your life, such as   spring cleaning rolls around.
      that you have redundancies – three blenders, two vacuum   a marriage, addition of children, new job, and so on. And as     This article was written by Edward Jones for use by
      cleaners, and so on. Similarly, you might find duplications   you move closer to retirement, you may also need to adjust   your local  Edward  Jones  Financial Advisor,  Edward
      in your investment portfolio, perhaps in the form of   your strategy in some ways. For one thing, you might want to   Jones, Member SIPC.
      multiple, near-identical stocks or mutual funds. If so,   adopt a more conservative investment approach in the years     Edward Jones is a licensed insurance producer in
      then it might be worthwhile to consider selling some of   immediately preceding your retirement, though you’ll still   all states and Washington, D.C., through Edward D.
      these investments and using the proceeds to boost your   need to have some growth potential in your portfolio to help   Jones & Co., L.P., and in California, New Mexico and
      portfolio in other areas in which you may be lacking.   keep you ahead of inflation.                 Massachusetts through Edward Jones Insurance Agency
                                                                                                           of California, L.L.C.; Edward Jones Insurance Agency of
                                                                                                           New Mexico, L.L.C.; and Edward Jones Insurance Agency
        Bill’s Box from page 1                          power and speeds. One can be powered by motorcycle   of Massachusetts, L.L.C.
                                                        engines. It sounds like a NASCAR racecar. The broad     Edward Jones, its employees and financial advisors
          Then there are the Shores et al teen e-bikes terrorists   timeline for these infractions is between 3 p.m. and even later   cannot provide tax advice. You should consult your
        blasting around and through Shores’ internal streets and   than 9 p.m. The JPD is aware of these infractions and is on   qualified tax advisor regarding your situation.
        drives. All e-bike teenagers are not reckless, disrespectful.   the lookout. Violations are subject to the same punishment     Contact us at (561) 748-7600, Sally Sima Stahl, CFP ,
                                                                                                                                                         ®
        Those are a clear and present danger to themselves but are   as any other moving vehicle on public roadways.  AAMS™, 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
        also to neighbors and pets and automobiles. However, some     The concern over these dangers is not mine alone.
        riders trying to out-do their daredevil friends, come very   Shores residents express these concerns on various media
        close to moving automobiles. Speed and power noise seem   and to the HOA board of directors as well as to the Jupiter
        to be the goal. If allowed to continue some immature, mostly   Police Department. Under their website, one can read the
        boys, will come to great harm, even fatal, as has already   official ordinance, rules and regulations on e-bikes.
        happened outside the Shores in surrounding areas. These   Copy Deadline For May
        e-bikes are a nice Christmas present with thorough parental     April 14, 2025. It slips up on you. Letters to the editor
        supervision and observance. There are three categories of   are welcome.



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