Page 10 - PGA Community News - April '25

April 2025
Page 10, PGA C.A.N.! 2 Spaces April 2025
ADHD Looks Different In Girls

By Jim Forgan, Ph.D., struggles affected her ability to maintain stable friendships. out, trouble with organizing, impulsive decision making, or
Licensed School She had teammates but not one really close friend. emotional dysregulation.
Psychologist Early recognition and appropriate support can help girls We test individuals ages 6 through 25 for ADHD. A great
Savannah explained, learn to manage these challenges effectively. Consider getting self-help resource is Raising Girls with ADHD by Mary Anne
“My 13-year-old daughter’s yourself or your child tested if you are concerned about ADHD Richey. We also test students from age 2 through college for
a wreck at home. She is or struggle with difficulty focusing, forgetfulness, zoning dyslexia, anxiety, depression autism, and more.
disorganized, argumentative
and has trouble accomplishing ®
day- to-day tasks on her own Financial Focus
and following a routine.
However, at school and Time For Some Financial
sports she is very driven and if you’ve recently experienced changes in your life, such as
motivated, is very personable, and has strong verbal skills. Help Spring Cleaning a marriage, addition of children, new job, and so on. And as
me understand her!” My school neuropsychological testing you move closer to retirement, you may also need to adjust
revealed Savannah’s daughter had ADHD. By Sally Sima Stahl your strategy in some ways. For one thing, you might want
ADHD looks different in girls as compared to boys. Edward Jones to adopt a more conservative investment approach in the
Three key differences are that ADHD in girls is often Spring is here – which years immediately preceding your retirement, though you’ll
underdiagnosed or misdiagnosed because they are more likely means it’s once again time still need to have some growth potential in your portfolio to
to have inattention symptoms rather than hyperactivity. In to wash the windows, help keep you ahead of inflation.
elementary years boys are diagnosed at a 4 boys to 1 girl ratio organize your cabinets and • Protect yourself from financial dangers. As you
but by adulthood, that evens out to a 1:1 ratio as more girls steam your carpets. This go about your household spring cleaning, you may find
self-refer for testing. Second, girls show more internalized year, in addition to tidying actual physical dangers that need to be removed or stored
symptoms like anxiety, depression, or low self-esteem, which up around your house, why more safely, such as sharp objects or broken tools. And
can be mistaken for other conditions. Third, girls are really not also consider some as you navigate daily life, you may also find threats to
good at masking or hiding their symptoms which makes financial spring cleaning? your financial safety – the need for an expensive home
ADHD harder to recognize. Here are some improvement, or a major car repair or an unexpectedly
Savannah’s daughter had significant emotional dysregulation suggestions to consider: large medical bill. If you don’t have the money available
which came out in her mood swings. She experienced frequent • “De-clutter” your investment portfolio. When you to pay these expenses, you might be forced to dip into your
emotional ups and downs and struggled with frustration which embark on your home cleaning mission, you might notice retirement accounts or run up your credit card or take out
made her irritable and sensitive. This led to arguments if that you have redundancies – three blenders, two vacuum a high-rate loan. To protect yourself from having to make
things were not going her way. My testing also revealed she cleaners, and so on. Similarly, you might find duplications these moves, you may want to maintain an emergency fund
had difficulty with friendships. Her emotional dysregulation in your investment portfolio, perhaps in the form of containing several months’ worth of living expenses, with
multiple, near-identical stocks or mutual funds. If so, then the money kept in a liquid account, separate from those you
it might be worthwhile to consider selling some of these use for your daily living expenses.
Reminder From investments and using the proceeds to boost your portfolio but by getting started on them soon, you can help put your
Of course, some of these moves can take some time –
in other areas in which you may be lacking.
• Cut back on “overgrown” investments. Now that winter financial house in better shape by the time the next spring
The POA/ARC is over and you’re venturing outside more, you may notice cleaning rolls around.
This article was written by Edward Jones for use by
some overgrown shrubbery or some tree branches that need
pruning. And while it may sound counterintuitive, you might your local Edward Jones Financial Advisor, Edward Jones,
POA documents require that all residents apply also have some investments that have grown too big for your Member SIPC.
for POA and HOA approval prior to making any needs. For example, you might own some growth-oriented Edward Jones is a licensed insurance producer in all states
changes to the exterior of your home, including investments whose value has increased so much that they and Washington, D.C., through Edward D. Jones & Co., L.P.,
but not limited to tree removal or planting, new now take up a larger percentage of your portfolio – and carry and in California, New Mexico and Massachusetts through
landscaping, painting, roofing, additions or a higher degree of risk – than you originally intended. If Edward Jones Insurance Agency of California, L.L.C.;
construction, fencing, hurricane shutters, impact that’s the case, you might be better off by selling some of Edward Jones Insurance Agency of New Mexico, L.L.C.; and
glass, play equipment, garage door replacement or these investments and purchasing others to help bring your Edward Jones Insurance Agency of Massachusetts, L.L.C.
any other change, you must contact the PGA POA investment mix back to its desired alignment. Edward Jones, its employees and financial advisors
Architectural Review Committee for approval. • Dust off your investment strategy. With more sunlight cannot provide tax advice. You should consult your qualified
Information and forms are available at www.pga- now pouring in your house, you might notice that the corners tax advisor regarding your situation.
poa.com under the “Documents & Forms” heading of your walls and ceiling may need a good dusting. And as Contact us at (561) 748-7600, Sally Sima Stahl,
®
or call 627-2800. you continually work to strengthen your financial foundation, CFP , AAMS™, 1851 W. Indiantown Road, Ste. 106,
Thank you, you may need to dust off your investment strategy, especially Jupiter, FL 33458.
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