Page 8 - Hobe Sound Reflections - April '25

Page 8, Hobe Sound

FinanCial Cleveland CliniC

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Less Invasive Option For Valve into the femoral artery
Time For Some Financial Disease Treatment Offers which runs up the thigh,
through the abdomen, and
Spring Cleaning Benefit With Fewer Risks to the heart. This approach
significantly reduces
By Sally Sima Stahl, the risks and discomfort
Edward Jones Aortic valve stenosis is one of the most common and associated with traditional
Spring is here – which serious conditions affecting the heart’s valves. It involves open-heart surgery.
means it’s once again time to the narrowing of the aortic valve opening, which is crucial Numerous studies have
wash the windows, organize for allowing oxygen-rich blood to leave the heart and demonstrated that TAVR
your cabinets and steam circulate throughout the body. When this valve opening is a safe and effective
your carpets. This year, in is narrowed, the flow of blood is blocked or reduced, alternative to traditional
addition to tidying up around leading to significant health issues. valve replacement. It offers Richard Zelman, M.D.
your house, why not also This condition predominantly affects individuals age patients minimal risk and
consider some financial 65 or older, with nearly 500,000 people in the United discomfort, a shorter hospital stay (usually only one or
spring cleaning? States suffering from severe aortic stenosis each year. two days compared to five to seven days with the open
Here are some suggestions Symptoms can include shortness of breath, chest pain, procedure) and a quicker recovery.
to consider: congestive heart failure and, if left untreated, it can The heart experts at Cleveland Clinic in Florida have
• “De-clutter” your investment portfolio. When you ultimately lead to death. exceptional expertise and experience in performing this
embark on your home cleaning mission, you might notice A Revolutionary Approach To Treatment treatment. Richard Zelman, M.D., an interventional
that you have redundancies – three blenders, two vacuum Replacing the diseased valve is the standard treatment cardiologist at Cleveland Clinic Tradition Hospital,
cleaners, and so on. Similarly, you might find duplications for most patients with aortic stenosis. Traditionally, this emphasizes that aortic stenosis is a serious condition
in your investment portfolio, perhaps in the form of multiple, replacement required open-heart surgery, where the with a potentially severe progression. He notes that like
near-identical stocks or mutual funds. If so, then it might be patient’s chest was opened to access the heart. However, open-heart surgery, TAVR can cure the condition.
worthwhile to consider selling some of these investments recent advancements have introduced the transcatheter To schedule an appointment with Dr. Zelman or
and using the proceeds to boost your portfolio in other areas aortic valve replacement (TAVR) procedure, which has another Cleveland Clinic heart specialist in Florida, call
in which you may be lacking. revolutionized the treatment of aortic stenosis. (877) 463-2010. Visit ClevelandClinicFlorida.org/Heart
• Cut back on “overgrown” investments. Now that TAVR is a minimally invasive procedure that allows to learn more.
winter is over and you’re venturing outside more, you surgeons to replace the valve through a catheter inserted
may notice some overgrown shrubbery or some tree
branches that need pruning. And while it may sound
counterintuitive, you might also have some investments
that have grown too big for your needs. For example,
you might own some growth-oriented investments whose
value has increased so much that they now take up a larger
percentage of your portfolio – and carry a higher degree of
risk – than you originally intended. If that’s the case, you
might be better off by selling some of these investments
and purchasing others to help bring your investment mix
back to its desired alignment.
• Dust off your investment strategy. With more sunlight
now pouring in your house, you might notice that the corners
of your walls and ceiling may need a good dusting. And as
you continually work to strengthen your financial foundation,
you may need to dust off your investment strategy, especially
if you’ve recently experienced changes in your life, such as
a marriage, addition of children, new job, and so on. And as
you move closer to retirement, you may also need to adjust
your strategy in some ways. For one thing, you might want to
adopt a more conservative investment approach in the years
immediately preceding your retirement, though you’ll still
need to have some growth potential in your portfolio to help
keep you ahead of inflation.
• Protect yourself from financial dangers. As you
go about your household spring cleaning, you may find
actual physical dangers that need to be removed or stored
more safely, such as sharp objects or broken tools. And
as you navigate daily life, you may also find threats to
your financial safety – the need for an expensive home
improvement, or a major car repair or an unexpectedly
large medical bill. If you don’t have the money available
to pay these expenses, you might be forced to dip into your
retirement accounts or run up your credit card or take out
a high-rate loan. To protect yourself from having to make
these moves, you may want to maintain an emergency fund
containing several months’ worth of living expenses, with
the money kept in a liquid account, separate from those
you use for your daily living expenses.
Of course, some of these moves can take some time –
but by getting started on them soon, you can help put your
financial house in better shape by the time the next spring
cleaning rolls around.
This article was written by Edward Jones for use by
your local Edward Jones Financial Advisor, Edward Jones,
Member SIPC.
Edward Jones is a licensed insurance producer in all states
and Washington, D.C., through Edward D. Jones & Co., L.P.,
and in California, New Mexico and Massachusetts through
Edward Jones Insurance Agency of California, L.L.C.;
Edward Jones Insurance Agency of New Mexico, L.L.C.; and
Edward Jones Insurance Agency of Massachusetts, L.L.C.
Edward Jones, its employees and financial advisors
cannot provide tax advice. You should consult your qualified
tax advisor regarding your situation.
Contact us at (561) 748-7600, Sally Sima Stahl,
CFP , AAMS™, 1851 W. Indiantown Road, Ste. 106,
®
Jupiter, FL 33458.