Page 22 - Abacoa Community News - April '25

Page 22, Abacoa
Financial Focus ®

Time For Some Financial winter is over and you’re venturing outside more, you sharp objects or broken tools. And as you navigate daily life,
• Cut back on “overgrown” investments. Now that
you may also find threats to your financial safety – the need
Spring Cleaning may notice some overgrown shrubbery or some tree for an expensive home improvement, or a major car repair
branches that need pruning. And while it may sound or an unexpectedly large medical bill. If you don’t have the
By Sally Sima Stahl, counterintuitive, you might also have some investments money available to pay these expenses, you might be forced
Edward Jones that have grown too big for your needs. For example, to dip into your retirement accounts or run up your credit
Spring is here – which you might own some growth-oriented investments whose card or take out a high-rate loan. To protect yourself from
means it’s once again time to value has increased so much that they now take up a larger having to make these moves, you may want to maintain an
wash the windows, organize percentage of your portfolio – and carry a higher degree of emergency fund containing several months’ worth of living
your cabinets and steam risk – than you originally intended. If that’s the case, you expenses, with the money kept in a liquid account, separate
your carpets. This year, in might be better off by selling some of these investments from those you use for your daily living expenses.
addition to tidying up around and purchasing others to help bring your investment mix Of course, some of these moves can take some time –
your house, why not also back to its desired alignment. but by getting started on them soon, you can help put your
consider some financial • Dust off your investment strategy. With more sunlight financial house in better shape by the time the next spring
spring cleaning? now pouring in your house, you might notice that the corners cleaning rolls around.
Here are some suggestions of your walls and ceiling may need a good dusting. And as This article was written by Edward Jones for use by
to consider: you continually work to strengthen your financial foundation, your local Edward Jones Financial Advisor, Edward Jones,
• “De-clutter” your investment portfolio. When you you may need to dust off your investment strategy, especially Member SIPC.
embark on your home cleaning mission, you might notice if you’ve recently experienced changes in your life, such as Edward Jones is a licensed insurance producer in all states
that you have redundancies – three blenders, two vacuum a marriage, addition of children, new job, and so on. And as and Washington, D.C., through Edward D. Jones & Co., L.P.,
cleaners, and so on. Similarly, you might find duplications you move closer to retirement, you may also need to adjust and in California, New Mexico and Massachusetts through
in your investment portfolio, perhaps in the form of multiple, your strategy in some ways. For one thing, you might want to Edward Jones Insurance Agency of California, L.L.C.;
near-identical stocks or mutual funds. If so, then it might be adopt a more conservative investment approach in the years Edward Jones Insurance Agency of New Mexico, L.L.C.; and
worthwhile to consider selling some of these investments immediately preceding your retirement, though you’ll still Edward Jones Insurance Agency of Massachusetts, L.L.C.
and using the proceeds to boost your portfolio in other areas need to have some growth potential in your portfolio to help Edward Jones, its employees and financial advisors
in which you may be lacking. keep you ahead of inflation. cannot provide tax advice. You should consult your qualified
• Protect yourself from financial dangers. As you go about tax advisor regarding your situation. ®
Contact us at (561) 748-7600, Sally Sima Stahl, CFP ,

your household spring cleaning, you may find actual physical
ADHD Looks dangers that need to be removed or stored more safely, such as AAMS™, 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
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“Helping Parents Help Children”