Page 6 - Jupiter West - September '24

Page 6, Jupiter West
Financial Focus ®

Know The Risks Of Investing volatility is to hold stocks for the long term, rather than down payment on a house, a wedding or a long vacation, you
constantly buying and selling, and to own a mix of stocks from
want the money to be there when you need it, so an investment
– And Not Investing different industries and even different countries. that offers protection of principal may be appropriate, even if
• Bonds – When market interest rates rise, the value of your it doesn’t provide much in the way of growth.
By Sally Sima Stahl bonds can decline because investors won’t pay full price for For those long-term goals, though, you may need to build
Investing involves risk — them when they can get the newer ones that offer higher rates. an investment portfolio that contains growth potential and
and so does not investing. You Another type of risk associated with bonds is credit risk, which that reflects your personal risk tolerance and time horizon.
should know how both these essentially describes the risk that the bond issuer may default, Over time, your risk tolerance may change. As you get
types of risk can affect your potentially disrupting your flow of interest payments. However, closer to retirement, you may want to take a somewhat more
ability to reach your financial you can help mitigate this risk by purchasing investment-grade conservative approach — but you’ll always need some
goals. bonds that receive the highest credit ratings from independent elements of growth.
Let’s start with the risks rating agencies. When you invest, risk can’t be eliminated, but it can
associated with investing. • Certificates of deposit (CDs) – Although CDs are generally be managed. Keeping this in mind, consider a long-term
There’s not a single investment considered safe because their principal is guaranteed, they do investment strategy that allows for risk but also offers the
risk because different types of carry reinvestment risk — the risk that you won’t be able to possibility of reward.
investments carry different reinvest the proceeds of a maturing CD at the same interest This article was written by Edward Jones for use by
types of risk. Here’s a look at three investment categories and rate. To help protect against this risk, you could own CDs of your local Edward Jones Financial Advisor, Edward
some of the risks connected with them: varying maturities. When market rates are low, you’ll still have Jones, Member SIPC.
• Stocks – When you invest in stocks or stock-based mutual your longer-term CDs paying higher interest, and when market Edward Jones is a licensed insurance producer in
funds, you will incur the risk that the value of your investments rates rise, you can reinvest the money from your maturing all states and Washington, D.C., through Edward D.
may decline. Stock prices can fall for any number of reasons shorter-term CDs into the new, higher-paying ones. Jones & Co., L.P., and in California, New Mexico, and
– lower-than-expected earnings, a change in management, Now, let’s turn to a completely different type of risk — the Massachusetts through Edward Jones Insurance Agency
change in consumer tastes, and so on. Although the historical risk of not investing. And this risk is easy to understand: If of California, L.L.C.; Edward Jones Insurance Agency of
trend for stocks has been positive, there will always be periods you don’t invest, or if you consistently invest only in the most New Mexico, L.L.C.; and Edward Jones Insurance Agency
when prices are down. One way to help defend against this conservative vehicles, your money may not grow enough to of Massachusetts, L.L.C.
Edward Jones, its employees, and financial advisors
allow you to reach your important long-term goals, such as a
Town Of comfortable retirement. cannot provide tax advice. You should consult your
Of course, this doesn’t mean you should never own
qualified tax advisor regarding your situation.
®
Jupiter News conservative investments, including CDs and some types of Contact us at (561) 748-7600, Sally Sima Stahl, CFP ,
AAMS , 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
bonds. When you’re saving for a short-term goal, such as a
™
“Service is our number one priority”
By Jim Kuretski, Mayor,
Town of Jupiter 561-743-0070
The Town Council works
with our town manager, www.palmspoolservices.com
staff, and others to address
issues affecting our
residents and businesses.
The following provides
in progress efforts to
improve public safety at
12 pedestrian crosswalks
around town:
On an annual basis, the Town Council receives a
roundtable presentation by our Police Department and
traffic engineers about vehicular and pedestrian traffic
within Jupiter. Traffic levels and historical accident
locations and rates are presented, along with status updates
on planned roadway improvement projects. An emphasis
is placed on overall traffic management and mitigation of Expires 10/15/24.
congestion and safety hazards.
During this year’s meeting, a decision emerged to fund State Licensed & Insured
and complete construction of pedestrian safety crosswalk Serving Palm Beach County CPC # 1457468 • LPG#30099
enhancements at 12 targeted locations by end of the year.
These locations included: 1) Dakota Drive at Lighthouse
Elementary, 2) South Loxahatchee Drive at Jupiter
Elementary, 3) South Loxahatchee Drive south of 6th
Street, 4) Palmfield Way between Via Rosina and Cocoa
Lane, 5) South Old Dixie near Jupiter Medical Center, 6)
Toney Penna Drive near Jupiter Village Swimming Pool,
7) University Blvd. at Osceola Woods, 8) Main Street at
Roger Dean Stadium, 9) Maplewood Drive at Pine Tree
Trail, 10) Greenway Drive at Abacoa Community Park,
11) South Loxahatchee Drive at Officer Bruce St. Laurent
Park and 12) Longshore Drive at Central Blvd.
The first two of these (outside Lighthouse Elementary
and Jupiter Elementary) were completed in time for the
new school year.
The remaining 10 of the planned enhanced pedestrian
safety crosswalks will be completed and placed into
service by no later than the end of this year. The design
work for these crosswalk enhancements is under way.
These pedestrian crosswalk improvements demonstrate
the town’s commitment to public safety, especially the
safety of our children.
Additional locations for potential pedestrian crossing
safety enhancements will be considered for implementation
in future years.

Captain’s was established in 1980 servicing
Palm Beach County and is a privately
owned and managed company.
Captain’s is committed to providing
dependable, reliable and professional
ground transportation to and from all
South Florida Airports and Seaports. PBCVH212
To reserve your vehicle:
561-798-2180 or 800-634-7890 www.captainsairport.com