Page 24 - PGA Community News - March '24

Page 24, PGA C.A.N.! March 2024 March 2024

Sarah Ferguson from page 23 E. Hastings Foundation, Julie Rudolph and Barbara Zand; About The Cancer Alliance Of Help & Hope, Inc.
Ambassadors, Linda Adelson, Lee Alderton, Diane and Cancer Alliance of Help & Hope, Inc. is a Palm Beach
Peter Avonda, Chris Cox, Donna Craft, Elizabeth DeBrule, County not-for-profit organization that eases the burden
Rhonda Fischer, Susan Gibson, Connie Gordon, Victoria of qualified local cancer patients by paying a portion of
Herbert, John Herrick, Linda Lachman, Rosemary Laphen, their nonmedical bills, supplementing basic needs, and
Terri Schottenstein, Renee Scott and Gail Worth; Auction providing support and information resources. For more
Chairs, Trish Caroll, Julie Kampf and Jennifer Kinsman; information about Cancer Alliance of Help & Hope, visit
and Junior Chair, Samantha Marulli. The Media Sponsor CAHH.org.
was Palm Beach Illustrated.

Financial Focus ®

Donna Mulholland and Sheila Buchbinder and When Should You Take under your full retirement age for the entire year, Social
Richard Hurtado Juliana Befeler Security will deduct $1 from your benefits for every $2
Social Security? you earn above the annual limit of $22,320. In the year
you reach your full retirement age, Social Security will
By Sally Sima Stahl deduct $1 in benefits for every $3 you earn above $59,520.
One of your important So, you may want to keep these reductions in mind when
sources of retirement deciding when to begin accepting benefits. Once you reach
income will likely be your full retirement age, you can earn any amount without
Social Security – but when losing benefits. (Also, at your full retirement age, Social
should you start taking it? Security will recalculate your benefit amount to credit you
You can start collecting for the months you received reduced benefits because of
Social Security benefits at your excess earnings.)
62, but your checks will • Spouse – Spouses can receive two types of Social
be considerably bigger if Security benefits: spousal and survivor. With a spousal
you wait until your full benefit, your spouse can receive up to 50 percent of your
retirement age, which is full retirement benefits, regardless of when you start taking
Michelle Worth and Ramona Linda Lachman and Barbara likely between 66 and 67. them. (Your spouse’s benefit can be reduced by the amount
Singer Zand You could even wait until you’re 70, at which point the of their own retirement benefit and whether they took
payments will max out, except for yearly cost-of-living Social Security before their full retirement age.) But with
adjustments. But if you need the money, you need the a survivor benefit, your decision about when to take Social
money, even if you’re just 62 or any age before full Security can make a big difference. A surviving spouse can
retirement age. receive the larger of their own benefit or 100 percent of
However, if you have adequate financial resources to a deceased spouse’s benefit, so if you take benefits early
meet your monthly needs, whether through earned income, and receive a permanent reduction, your spouse’s survivor
your investment portfolio or a combination of the two, benefit may also be reduced for their lifetime.
you could have some flexibility in choosing when to take When to take Social Security is an important – and
Social Security. In this case, you may want to weigh these irrevocable – decision. So, consider all the factors before
considerations: making your choice.
• Life expectancy – For all of us, it’s one of life’s great This article was written by Edward Jones for use by
mysteries: How long will we live? Of course, we can’t your local Edward Jones Financial Advisor, Edward Jones,
see into the future, so the question can’t be answered Member SIPC.
with total confidence. But to make an informed decision Edward Jones is a licensed insurance producer in
Terri Schottenstein and Gabriel Licko and Gloria on when to take Social Security, you don’t need to know all states and Washington, D.C., through Edward D.
Nicole Wein Herman your exact lifespan – you just need to make a reasonably Jones & Co., L.P., and in California, New Mexico and
good estimate. So, for example, if you’re approaching Massachusetts through Edward Jones Insurance Agency
The 2024 Shop The Day Away Luncheon began with 62, you’re enjoying excellent health and you have a of California, L.L.C.; Edward Jones Insurance Agency of
Palm Beach’s most fabulous silent auction, featuring family history of longevity, you might conclude it’s worth New Mexico, L.L.C.; and Edward Jones Insurance Agency
waiting a few years to collect Social Security, so you can of Massachusetts, L.L.C.
hundreds of new designer items, luxury brands, and receive the bigger payments. Conversely, if your health Edward Jones, its employees and financial advisors
one-of-a-kind experiences. The silent auction also had a is questionable and your family has not been fortunate in cannot provide tax advice. You should consult your
fantastic selection of new designer handbags, accessories, terms of longevity, you might want to start taking your qualified tax advisor regarding your situation.
jewelry, home decor, beauty products, men’s merchandise, benefits earlier. Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
and items for your pets. All of these items were curated • Employment – You can certainly continue working and 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
to suit the luxurious style of Palm Beach. Luxury brands still receive Social Security benefits. However, if you’re
and fashion designers worldwide collaborated with local Paid Advertisement
businesses in Palm Beach to support Cancer Alliance in
their mission to assist cancer patients in the community.
After shopping for a good cause, guests enjoyed
an elegant lunch and featured presentations with Jay DR. RYAN CHIZNER
Cashmere as emcee.
Arlette Gordon and Joseph and Max McNamara, served HAS JOINED PALM
as chairs of the 2024 Shop The Day Away Luncheon, along
with Honorary Chairs Jacqui Michel, Laura Moore Tanne, BEACH CARDIOLOGY
and Michelle Worth.
Help & Hope’s Leadership Group, a distinguished group CENTER
The chairs were supported by Cancer Alliance of

of accomplished individuals who have joined forces P.B.C.C. is pleased to welcome Dr. Ryan Chizner. Dr. Chizner
to support the mission of CAHH in supporting local completed fellowships in cardiology and interventional
cancer patients in their time of need. Chairs are, the cardiology for which he is board certified.
Grand Honorary Chair, Gloria Herman; International In addition he holds board certification in Internal Medicine,
Chair, Ari Rifkin; Grand Benefactor Chairs, Virginia Echocardiography, Nuclear Cardiology and Vascular
Gildea, Janet Levy, Lois Richards and Soula Rifkin; Interpretation.
Benefactor Chairs, Martha Bilodeau, Brenda Diuro, He has a Bachelor’s of Science degree from the Honors
Donna Mulholland, David Sarama and Dan Drennen; Vice Program at the University of Florida. He went on to complete
Chairs, Lori Berg, Sheila Buchbinder, Robin Ganzert, dual degrees with a Doctorate of Osteopathic Medicine and
Julie Kampf, Lisa Peterfreund–The Merrill G. & Emita Master of Public Health from Nova Southeastern University.
Previously, Dr. Chizner practiced Interventional Cardiology in
Garage sales & yard sales Central Florida and Georgia.
He is the Co-Author of a Bestselling textbook on Cardiac Drugs
are NOT allowed in for healthcare providers, which is now in its second edition.
He is thrilled to move closer to family in South Florida.
PGA National.

561-775-1061

SALES

Edward Mostel, M.D. Htwe Sein, M.D.
Steven Kessel, M.D. Cyrus Kavasmaneck, M.D.
3365 Burns Rd., Suite 101, Palm Beach Gardens, FL 33410