Page 5 - Palm City Spotlight - October '21

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Palm City Spotlight, Page 5

Local Government from page 4 What does getting a “Motorcycle Only” driver license Are you required to wear a helmet and eye protection
involve? Who can get one? to ride motorcycles? How about mopeds and scooters?
Is there a motorized vehicle you can operate without • Be at least 16 and, if under 18, hold a learner’s license • Motorcycles: Those 21 and older can ride without
a driver’s license? for one year with no traffic convictions. FS 322.05(1) and a helmet if they carry proof of Personal Injury Protection
Yes, if at least 16, you may ride a bicycle with an electric 322.05(2)(a) or proof of health insurance, such as an employee health
helper-motor that cannot go faster than 20 mph on level • Pass the same knowledge test as for a regular operator’s insurance card. The coverage amount must be at least
ground, per FS 322.03(1), 322.01(26), and 316.003(2). (Class E) driver license. FS 322.12(5)(a) $10,000 to pay for treatment of injuries that may result from
http://www.flhsmv.gov/ddl/mtcynewlaw.html • If at least 21, you may take the safety course or pass a motorcycle crash. Those under 21 operating motorcycles
Florida Rider Training Program, (850) 487-1227 the motorcycle knowledge and skill tests. (or riding as a passenger) must wear a department-approved
What are the requirements for obtaining a • Your driver’s license will be restricted to operating motorcycle helmet without exception. FS 316.211(1) and (2)
Temporary “Instruction Permit” for motorcycle “Motorcycles Only”. FS 322.12(5)(a) • Mopeds/Scooters: If a motor vehicle is 50 cc or less,
operation? FS 322.07(1) Can I upgrade to a regular license later and have the two-brake horsepower or less, and cannot exceed more
Effective July 1, 2008, Florida will no longer issue “Motorcycle Only” restriction removed? than 30 mph on level ground, no helmet is required for the
instructional permits for motorcycle operation. Yes, by passing the regular motor vehicle driving test in operator, but they must be at least 16 years old and hold
a regular four-wheel motor vehicle. FS at least a regular operator license (Class E) or “Motorcycle
322.12(5)(a) Only” license. Any passenger under 16 must wear a helmet.
What if someone brings a three- • Eye Protection: All persons who operate motorcycle
wheel motorcycle or a sidecar (50 cc or more) must wear eye protection.
motorcycle for his or her motorcycle • Eye Protection: Required if capable of more than 30
skill test? miles per hour.
Applicant will be required Is insurance required for motorcycles?
to complete the sidecar/trike Under certain circumstances, Yes. See below about your
Motorcycle Safety Course. financial responsibility.
Applicants completing the sidecar • Insurance is not required to register motorcycles as
/ trike course will be restricted to with four-wheel motor vehicles [FS 627.733]; however, if a
three-wheel motorcycles only. motorcycle operator is charged in a crash with injuries,
Is a license required to operate the motorcycle owner or owner/operator is financially
mopeds, motorized scooters/ responsible for bodily injuries and property damage to
skateboards, go-carts, or other small others. If no liability coverage was in effect, then bodily
engine vehicles? injury/property damage liability insurance must be purchased
• These vehicles are not designed for and kept for three years to avoid financial responsibility,
operation on public roads. If someone (license and registration) suspension or to reinstate license
does so anyway, law enforcement and tag/registration after suspension. FS 324
officers can ask to see a valid driver http://www.flhsmv.gov/ddl/mtcynewlaw.html
license because these vehicles are
“Motor Vehicles” under driver license Martin County Property
law [FS 322.01(26)], and a driver’s
license is required to operate any Appraiser
motor vehicle, per FS 322.03.
Porting The Save Our Homes (SOH) Benefit
Holy Redeemer Women’s Guild By Jenny Fields, CFA,

Cordially Invites You To Our Martin County Property
Appraiser
Christmas Holiday Fair By law, a homestead
exemption is not transferable
Saturday & Sunday to your new home. If you
move, you must file a new
November 6 & 7 8:30am - 1:30pm application for your new
residence. However, you
Holy Redeemer Parish Hall, 1454 SW Mapp Road, Palm City can “move” the accumulated

Holiday Décor, Gifts, Home Goods, Fashion Items, Jewelry, SOH benefit from one
homestead to another
Baby Gifts, Pet Treats & MORE ... homestead, anywhere in the
Baked Goods & Lunch Available state of Florida. You have from Jan. 1 of the year you move,
Purchase Raffle Tickets for a Chance to Win $200 in Holiday Cash until Jan. 1 three years later to re-apply for homestead and
For More Information Contact Adrianna Carr (772) 286-4590 retain the SOH benefit. This is known as
“portability.”
The examples provided show
standard calculations for upsizing and
Have Medicare questions? downsizing.
Please contact our office for your
actual portability estimate.
I have answers.

I’m Gillie Thorpe, a licensed sales agent in Martin and Saint Lucie
Counties. When it comes to Medicare, it’s important to consider all of
your options. What works well for your neighbor may not be the best fit
for you. I know the ins and outs of Medicare, and I’m ready to answer
your questions and help you find a plan that fits your needs.

It’s time to take advantage.

Gillie Thorpe
Licensed Sales Agent
772-237-7123, TTY 711
gilliethorpe@bellsouth.net
www.MyUHCagent.com/gillie.thorpe

Plans are insured through UnitedHealthcare Insurance
Company or one of its affiliated companies, a Medicare
Advantage organization with a Medicare contract. Enrollment in
the plan depends on the plan’s contract renewal with Medicare.
©2020 United HealthCare Services, Inc. All rights reserved.
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