Page 5 - Boca ViewPinte - March '24
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March 2024                                                      Viewpointe, Page 5
       Vince Loscalzo – Boca Pointe Hospital Volunteer




      By Arthur Dermer,                                     Vince is a natural                             the blessed life that God has given me”. Vince regularly
      Hospital volunteer                                 leader and his talent                             puts in anywhere from 5 to 10 hours a week at the Hospital.
                                                         was soon recognized                               “I never thought about how satisfying doing something for
         Meet Vince Loscalzo. I                          by the leadership at the                          others could be.” He encourages residents of Boca Pointe
      am very proud to say that                          hospital. He was asked                            to get involved in some form of volunteering. “It will be
      Vince is a friend of mine.                         to serve on the Board of                          both a blessing to those you help and to yourself.”
      In the day, we played a lot                        Trustees of the Debbie-                              While assisting in a circumcision in the nursery, Vince
      of tennis, we loved jazz                           Rand  Volunteer  Service                          met Iris Wein, another Boca Pointe nursery volunteer who
      and good wine and enjoyed                          League  (the  volunteer                           was changing diapers. She became his fiancé last year. A
      the good life here at Boca                         arm of the hospital). As                          little fringe benefit of volunteering.
      Pointe. More importantly, we                       an aside, the Debbie-                                For more information regarding volunteering at Boca
      both volunteered at the Boca                       Rand Memorial Service                             Raton Regional Hospital, please call the volunteer office
      Raton Regional Hospital. Vince moved to the La Corniche   League has contributed                     at 561-955-4098. 
      community in Boca Pointe in 2004. The family previously   over  $35  million  to  the
      made their home in Glen Cove, New York. Vince spent over   hospital to purchase needed  Vince Loscalzo Volunteer in
      35 years in the insurance business. He was a sales manager   equipment. After a short  the Maternity section   Open Call
      for the Nationwide Insurance Company before opening   time as Treasurer, he was
      his own agency in Manhasset, Long Island. Vince feels   elected to be its President. This job involved leading the
      particularly blessed that his son took over that insurance   organization which at that time had over 1,000 members of   For Viewpointe
      business which allowed him to retire at a young age. He is   all ages, including teenagers. All that time he continued to
      the proud grandfather of 3 wonderful children, two residing   work in the nursery. Because of his outstanding leadership
      in Chicago and another in South Carolina.          abilities, he was asked to serve on the Board of Trustees   Contributing
         Almost immediately after moving to Boca, Vince started   of both the Hospital and the Hospital Foundation. The
      volunteering at Boca Regional Community Hospital. His first   Foundation is the governing Board of the Hospital and
      volunteer work involved moving patients in wheel chairs. He   its main fundraiser. To-date Vince has served over 7,000   Writers!
      enjoyed this work so much that he volunteered for a second   hours and was recently honored for his dedication to our
      weekly assignment helping in the nursery. It is probably one   Boca Raton community. At that time Vince said “I was
      of the most challenging, most sought after, and rewarding   thrilled to be able to do so much to help people. Helping      We are looking for volunteers, whether experienced
      volunteer jobs at the hospital. How can you not love working   others, whether by pushing a wheelchair, changing a   or hobbyist, interested in writing an article or a column
      with all these new babies?                         diaper, or serving in any role is my way of giving back for   for the Viewpointe. You may be interested in writing
                                                                                                            just once, occasionally or on a regular basis. It’s a
       Getting The Most Bang! For Your Car                                                                  great way to sharpen your skills or develop your talent
                                                                                                            while enlightening your community. Some themes we
       Insurance Buck                                                                                       would like to include in the Viewpoint are as follows:

                                                                                                               • Village Spotlight - write about your community.
                                                                                                            A different village will be featured each month.
                                                                                                               • My Story - featuring a member of the community
        By Martin Zevin, Attorney                       smaller you should get the deductible. For old cars, consider no   with a unique or interesting story.
           I’m not a car insurance salesman.            coverage.                                              • Student Life - High school students writing about
        But in my years as a lawyer, I’ve                  6. Property damage liability (a minimum of $10,000.00 is   school or a topic that interests them. Student writers
        seen so many people with bad                    required under Florida law). If you are at fault and damage another
        car insurance or bad companies                  vehicle, this covers it. The more substantial your assets, the higher   will be eligible to earn community service hours.
        covering (or not covering) them.                should be your coverage.                               •  Global  Cuisine  or  Gourmet  Recipes  -  share
        And that results in injured persons                7. Medical payments. (Optional). Do Not get this. Agents rarely   a special, gourmet recipe or a recipe from our
        (due to somebody else’s negligence)             tell you that, if you get a personal injury settlement from another   international community.
        getting hurt again.                             company, your company has a lien for payments made with this
           I can’t give you my opinion                  coverage. If your doctors have outstanding bills after payments      • Share an idea you may have for a new column or
        about good and bad companies here               from PIP, it is much easier for your lawyer to negotiate with them   article.
        in a public article. But I will educate         than with your company.                                A Meet & Greet event with refreshments will be
        you about what insurance to buy and                8. Car rental reimbursement. Get maximum per day and
        what to let go.                                 maximum number of days.                             scheduled for current and new writers. Show your
           1. Bodily injury liability (B.I.) Florida is one of the few states that      9. Towing. Get it unless you are already covered, like with AAA.  interest in joining the writing team by contacting Lisa
        does not require this. But it is important for you to have to protect      Regarding what company to use, it is better to have an agent   Cammaleri at lisa.cammaleri@fsresidential.com. 
        your assets if you are at fault and injure someone else. Get as much   contact many companies and give you quotes than for you to
        as you can: $100,000 per person/ $300,000 per occurrence if you   contact one company at a time. Don’t automatically accept
        can afford it.                                  cheapest quote. Research companies online and read reviews from
           2. Uninsured Motorist (U.M.) Because Florida does not require   customers. That will give you an idea on who will treat you well
        B.I., you MUST have this to protect yourself and your family if   when you make a claim.                      Please
        a driver without B.I. injures you. Get the same amount as your      To quote one of the great American philosophers, Yogi Berra:
        B.I. (they will not sell you more). If you have two or three cars,   “That’s the Insurance when you don’t have it, that’s when you
        get STACKING to double or triple your coverage. If you or your   need it.”                               Be Courteous
        loved ones are seriously injured, you’ll be very thankful that you      During this current time of social distancing, I have been
        elected maximum U.M. coverage. This is also underinsured motorist   consulting with clients via phone, e-mail and regular mail. For   Pedestrians
        coverage. So, if a driver hits you and injures you and only has   February and March of 2024, I will also be available for a free
        minimum coverage, like 10/20, you can get that and then pursue an   personal meeting. Please feel free to call me for a free consultation
        underinsured motorist claim with your company. This should not   regarding any issues pertaining to Wills, Trust, Deeds, Probate,   have the
        affect your premium since you were not at fault.   Power of Attorney or Health Care Surrogate. I am also available for
           3. Personal Injury Protection (P.I.P.) This is required in Florida.   a free consultation regarding personal injury claims or to explain   right of
        It pays for most of your hospital and medical bills, regardless of   car insurance coverage. Call me at (954) 569-4878. My address is
        who was at fault. That is why it is called No Fault. Be sure to get it   3275 W. Hillsboro Blvd., Suite 204, Deerfield Beach, Florida 33442.
        with NO deductible.                             My web site is www.martinzevinpa.com and my e-mail address is           way!
           4. Collision and 5. Comprehensive. The newer your car, the   martinzevin@netzero.com.

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