Page 6 - Hobe Sound Reflections - July '18
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Page 6, Hobe Sound

                                                           Epicuriosity

Rosé, Rosé, Rosé                                           	 These wines are made with at minimum                          	 But the choices of rosé do not stop there.
                                                           two different grape varieties such as Cinsault,                 I recently enjoyed a wine from Sancerre,
By Glenn Sudnick,                                          Grenache, Mouvrèdre, Syrah and even a little                    France. The producer Joseph Mellot truly
Sommelier,                                                 Tibouren. The wines are never blended between                   delivers with this 2016 “Le Rabault” Rosé.
TheSudnickWinePress.com,                                   white and red, but are made using the saignée or                This wine is refreshing made from Pinot Noir.
(772) 332-4416                                             bleeding method. The vintner starts by making                   It carries flavors of red cherry, orange zest
	 Now that summer is upon                                  a red wine as usual. As the wine begins to                      and a crispness that engulfs the palate.
us, this is a great time to                                take on some color from the skins the juice                     	 To show you the complex world of
enjoy rosé wines produced                                  is drawn off to create a light rosé.                            rosé, I recommend a vibrant wine from
from all areas of the world.                               	 The vintner is always challenged as to                        Bekka Valley, Lebanon. The Musar Jeune
	 Maybe you will enjoy                                     how long the skins should stay in contact                       2015 made with 85 percent Cinsault
a nice pale-hued, dry rosé                                 with the juice to create the color. So there                    and 15 percent Mourvèdre fills the
from Provence, France; the                                 goes the myth that the darker the rosé the                      glass with pomegranate, rose petals and
birthplace of French wine.                                 sweeter the wine; definitely not true.                          honeysuckle. On the palate there are
Even though white and red wines are made here, 75 percent  	 However, we might get an idea about                           flavors of mandarin orange, green apples
of all wine produced is rosé.                              the body of a wine based on the depth of                        and rosewater. It is impressive; a wine
                                                           the color. In general lighter color wines are                   you can enjoy as an apéritif with grilled
             Advertise, Send Articles.                     bright and crisp while darker wines tend to                     shrimp marinated with oregano, sweet
             Check Out Our Website!                        have more fruit and body. You can expect                        paprika, fresh garlic, olive oil and served
        www.seabreezepublications.com                      these wines to have a wide range of bouquets and flavors such   with a fresh wedge of lime … and yet, I have enjoyed rosé
                                                           as delicate white flowers and passionfruit on the nose with     from Italy, South Africa and Australia, Spain, California
                                                           exotic fruits, orange peel and peach on the palate. These are   and New York.
                                                           great selections at the dining table when paired with seafood,  	 Experience the wonderful rosés from around the world
                                                           sushi and Thai dishes.                                          this summer.
                                                           	 Not to be outshined, the rosés from Willamette Valley         	 It’s the thing to do!
                                                           made from the Pinot Noir grape always leave me wanting
                                                           more. These wines can be described as electric with aromas                                                                     Glenn
                                                           of crenshaw melon, orange peel and cranberries. We can
                                                           even find bing cherry, tangerine and bubblegum in the better    call our hotlines seven days a week at 561-630-XOXO
                                                           quality wines.                                                  (9696) in the Palm Beaches and South Florida area
                                                                                                                           or 772-932-HERE (4373) on the Treasure Coast. You
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                                                           Wealth ManageMent

                                                           Protecting Against Identity Theft

                                                           In today’s world of                                             damage caused by identity thieves. If you already have
                                                           connected technologies and                                      an estate plan that includes a revocable living trust, it is
                                                           cloud-based data storage,                                       recommended that you title the bulk of your assets in the
                                                           where virtually every                                           name of your trust. This provides a certain inherent level
                                                           financial or governmental                                       of protection by taking assets out of your name, so that
                                                           task is conducted online,                                       someone who pretends to be you cannot easily gain access
                                                           the security of our private                                     to your assets.
                                                           information is more
                                                           important than ever. Each                                       However, you can add a second level of security by doing
                                                           week brings new stories                                         something that most individuals do not consider when
                                                           involving security breaches,                                    creating a revocable living trust: obtain a separate taxpayer
                                                           where credit card and                                           identification number for your trust. Most people simply
                                                           social security numbers                                         use their own Social Security number when establishing
                                                           are collected by criminals,                                     revocable living trust accounts, but doing so can put those
                                                           sometimes affecting                                             accounts at risk. Obtaining a unique taxpayer identification
                                                           millions of Americans at a time. Those same criminals           number for your trust allows you to set up accounts that
                                                           often turn around and use the data they have stolen to          will remain unaffected should your personal information
                                                           engage in the severely damaging enterprise of identity theft.   become compromised.

                                                           According to reports, as many as 15 million Americans           Obtaining a taxpayer identification number is simple
                                                           are affected by identity theft annually, with financial losses  and free of charge. Once you’ve obtained a taxpayer
                                                           exceeding $50 billion per year. Identity theft can damage       identification number, your trust will file an informational
                                                           a victim’s credit rating and even get them into difficult       return with the IRS each year. Then, all income or losses
                                                           situations with governmental institutions, such as the          generated by assets in your trust will continue to flow to
                                                           Internal Revenue Service (IRS) and the Social Security          you, and you will report them on your personal tax return,
                                                           Administration (SSA).                                           as if the trust does not exist. Consult with your estate
                                                                                                                           planning attorney and tax professional to see if this strategy
                                                           There are proactive steps you can take to avoid the damage      makes sense for you.
                                                           caused by identity theft. One common strategy is to form
                                                           a single-member limited liability company (LLC). Placing        Stifel does not provide legal or tax advice. You should
                                                           your assets in an LLC can provide protection from creditors     consult with your legal and tax advisors regarding your
                                                           and make it difficult for identity thieves to access your       particular situation.
                                                           assets. However, setting up an LLC can be expensive,
                                                           requiring filing fees, drafting fees, and in some states        Article provided by Bob Sander, Senior Vice President/
                                                           additional taxes!                                               Investments, with the Stuart branch of Stifel, who has
                                                                                                                           attained the Certified Financial Planner™ (CFP®)
                                                           A more effective strategy may be to use your existing estate    designation and the Accredited Investment Fiduciary®
                                                           planning documents to protect your assets from would-be         (AIF®) certification. He can be reached at (772) 403-8305
                                                           identity thieves. Rather than deal with the expense and         or sanderb@stifel.com. Stifel, Nicolaus & Company,
                                                           filing requirements of forming an LLC, you can use your         Incorporated Member SIPC & NYSE.
                                                           revocable living trust to shield your assets from possible
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