Page 4 - Jupiter Ocean Mile - June '18
P. 4

Page 4, Jupiter Ocean Mile

What Should You Look For
In An Annual Financial Review?

By Sally Sima Stahl                                                       these choices may well affect your investment strategies,    	 These aren’t the only elements you may want to bring
	 Given the complexities                                                  so it’s wise to discuss them.                                up in your yearly review with your financial professional
of the investment world,                                                  	 • Changes in the investment environment – Generally        – but they can prove to be quite helpful as you chart your
you might consider                                                        speaking, it’s a good idea to establish a long-term          course toward the future.
working with a financial                                                  investment strategy based on your individual goals, risk     	 This article was written by Edward Jones for use by
professional to help you                                                  tolerance and time horizon, and stick with this basic        your local Edward Jones financial advisor.
move toward your goals,                                                   strategy regardless of the movements of the financial        	 Edward Jones, its employees and financial advisors
such as a comfortable                                                     markets or changes in the economy. Still, this doesn’t       are not estate planners and cannot provide tax or legal
retirement. You’ ll                                                       mean you should never adjust your portfolio in response      advice. You should consult your estate-planning attorney
want to establish good                                                    to external forces. For instance, if interest rates were     or qualified tax advisor regarding your situation.
communication with                                                        to rise steadily over a year’s time, you might want to       	 Call me for a free portfolio review at (561) 748-7600,
whomever you choose, and                                                  consider some changes to your fixed-income investments,      Sally Sima Stahl, AAMS, 1851 W. Indiantown Road, Ste.
you should meet in person at least once a year to discuss                 such as bonds, whose value will be affected by rising        106, Jupiter, FL 33458.
your situation. At these annual reviews, you’ll want to                   rates. In any case, it’s another thing to talk about during
cover a variety of topics, including these:                               your annual review.
	 • Your portfolio’s progress – Obviously, you will
want to discuss how well your investments are doing. Of
course, you can follow their performance from month to
month, or even day to day, by reviewing your investment
statements and online information, but at your annual
meeting, your financial professional can sum up the
past year’s results, highlight areas that have done well
or lagged, and show you how closely your portfolio is
tracking the results you need to achieve your long-term
goals.
	 • Your investment mix – Your mix of investments –
stocks, bonds, government securities and so on – helps
determine your success as an investor. But in looking
at the various investments in your portfolio, you’ll
want to go beyond individual gains and losses to see if
your overall mix is still appropriate for your needs. For
example, is the ratio of stocks to bonds still suitable for
your risk tolerance? Over time, and sometimes without
you taking any action, this ratio can shift, as often happens
when stocks appreciate so much that they now take up
a larger percentage of your portfolio than you intended
– with a correspondingly higher risk level. If these
unexpected movements occur, your financial professional
may recommend you rebalance your portfolio to align it
more closely with your goals and risk tolerance.
	 • Changes in your family situation – A lot can happen in
a single year. You could have gotten married, divorced or
remarried, added a child to your family or moved to a new,
more expensive house – the list can go on and on. And
some, if not all, of these moves could certainly involve
your financial and investment pictures, so it’s important
to discuss them with your financial professional.
	 • Changes in your goals – Since your last annual
review, you may have decided to change some of your
long-term goals. Perhaps you no longer want to retire
early, or you’ve ruled out that vacation home. In any case,

Captain’s was established in 1980 servicing
Palm Beach County and is a privately
owned and managed company.
Captain’s is committed to providing
dependable, reliable and professional
ground transportation to and from all
South Florida Airports and Seaports.
                                             PBCVH212

To reserve your vehicle:

561-798-2180 or 800-634-7890 www.captainsairport.com

        Southern Exposure Technologies

    Computer Install/Setup/Repair

               (561) 315-0144

                  getsetgo.annie@gmail.com

                                       * DSL, Broadband,Wireless Install
                                       * Networking, Troubleshooting
                                       * Instruction
                                       * Hardware/Software Installation
                                       * Virus/Spyware/Adware Fix
                                       * Cleanup/Maintenance/Backup
                                       * Business Consult/Startup/Move
                                       * Website Design/Maintenance

             Call S.E.T. to install your “new computer, printer
                             and wireless network”!

                     GET S.E.T. GO!

    REASONABLE HOURLY, WEEKLY, MONTHLY RATES
FOR SMALL BUSINESSES FOR AS LOW AS $50.00 AN HOUR,

            WITH A MINIMUM OF 6 HOURS A MONTH,
          OR 2 HOURS A WEEK, OR ON AN AS-NEEDED

                    BASIS RATE OF $75.00 P/HOUR.
     START YOUR NEW YEAR WITH SECURE BACKUPS,
  QUALITY MAINTENANCE, ATTENTION TO DETAIL AND

                  PERSONABLE ON-SITE SUPPORT!

                         (561) 315-0144
    CALL S.E.T. TODAY FOR YOUR COMPUTER NEEDS!
   1   2   3   4   5   6   7   8